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CREDIT CARDS OF American Express IN Delhi/NCR

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.


American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.


Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Delhi/NCR, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Benefits:

Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Delhi/NCR, then to experience all the nuances of the ever glowing city life, you must have it .


Best American Express credit cards in Delhi/NCR

Different Types of Credit Cards and TypesJoining FeeAnnual Fee


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55274 Reviews Sort
Newest

Real value for money

1 year ago | Sudhanshu Singh
American Express is a brand name and this is a real value for money card as compared to others. 1st year fees 750 and 2nd year onwards 1500. And the benefts are great, which makes it a great deal for the buck.

very good

6 months ago | SASMEETA PANIGRAHI
I have a credit limit of 3 lakh for my American Express Gold Card The response is good,it is totally a good experience which I had on my American Express Gold Card.

good

2 years ago | SUMAN KUMARI
I hold Jet Airways American Express Platinum Credit Card The customer service and response with the card is good.

Great facilities

1 year ago | Sandeep Dubey
I would like to say that the response is fine and the credit limit value is around 30k rupees. I am really impressed with the facilities this card is giving to me.

Excellent card with brilliant service

1 year ago | Isha Walia
The credit limit i have been given is very good. You can enhance your travel experience with exclusive access to the dedicated altitude lounge.You can eperience personalized attention and wi fi connectivity, while you enjoy an array of gourmet snacks and refreshments.

Poor and unsatisfactory service

1 year ago | rajesh jain
I was convinced to take the American Express Gold Card. I wasn't interested. Even though the credit limit was high, still the limit is very less.

displeasing experience

1 year ago | Vinod Kumar Sharma
The credit limit is very less where as the fees are very high. They don't have exceptionally good offers. Worthless to take this card. If you take this card then you will have to pay a lot unnecessarily.

Rewards points and bonus points are good

1 year ago | Kusum Rohilla
Many of the times Jet Airways American Express Platinum Credit Card proved itself a very usuful card. The reward points and bonus points with the card are good. You also get discount on fuel stations.

Very costly

11 months ago | Srinivasa Rao Karla
Using this card and availing offers and deals are very good. The bad thing about this card is they card extra amounts on purchases, and don't entertain your waive off requests.

Getting complimentary movie tickets from book my show

6 months ago | Kawaljit Singh
I am using this card from last 2 years. With this card you can get 2 complimentary movie tickets worth Rs.400 every month through bookmyshow.

Credit limit of this card is too less

1 year ago | Vijayavarman S P
Provided credit limit of this card is too less, which stops me doing big purchases. On requesting they don't even increase it easily.

Excellent offer with this card

1 year ago | Mohan Krishnarao Potdar
American Express Gold credit card was a great initiative taken by American bank as it meets the common needs of our generation. They have clear policies and excellent offers.

Great feature with this card

1 year ago | Binay Kumar Dixit
With the use of this card you can get access to unmatched discounts for using your credit card for shopping, dining or travelling.

Satisfies with this card

2 years ago | Shweta Jain
Credit limit is good with AMEX card which is of 50000. Net banking and online website portal of the bank are very user friendly and easy to operate.

Huge amount of offers

1 year ago | R Lalrinchhani
I am using this from quite a long time. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.

Best card for travelling

1 year ago | Sudesh Tamang
American Express Membership Rewards is a transfer program. ItÕs not intrinsically tied to any one hotel or airline, so accruing points with it allows you to redeem for a wide variety of travel options.

Overall good experience

1 year ago | APREM LAMA
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good.

Having a lots of cash back points with this card

2 years ago | Bharat Kumar Rajak
I have got a American Express Platinum Travel Credit Card. The offers are good with this card. After some time when u have a lot of cashback points u can redeem it to voucher u like and use it as u want.

Not happy with this card

10 months ago | Sayantika BASAK
I am not happy with the service of the card . I usually face difficulties while using this card offline. After repeated reminders also they are not replacing it.

Very much disappointed with this card

1 year ago | Padma Muppidi
At the time of joining they told me that there is no annual fee. But after one month i got to know that it has an annual fee to pay. They cheated me. I am very much disappointed with it.