CREDIT CARDS OF American Express IN Surat

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details


In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.

American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.

Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Surat, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Surat, then to experience all the nuances of the ever glowing city life, you must have it .

Best American Express credit cards in Surat

Different Types of Credit Cards and TypesJoining FeeAnnual Fee

Know More about cards

55274 Reviews Sort

Good service

1 year ago | Manish Gandhi
I hold a credit card with American Express and the banking services are good. There are good offers and a proper credit limit as well. The card can be accessed all over. The customer support is good and they are responsive too. There are no issues with the statements.


2 years ago | JHARANA BARAD
American Express Gold Card provides good services on credit card when compared to all other credit cards. I am using this credit card from last 3 months.

very good

4 months ago | SANJEET KUMAR SINGH
Some times they are providing discounts on e commerce portal which is a added bonus ,happy customer

Not useful

2 years ago | Kushala Ghazali
Here there is no much benefit of holding membership rewards card . It only gives you benefit while buying gold. It is not useful for me.

Poor and unsatisfactory service

I have a American Express Gold Card . There is no offer. So i cannot use this card for normal shopping. Its only a travel card. In that case also they donÍt offer you much.

Poor Service,highly dissappointed

1 year ago | Senthilnathan Srinivasan
I got this card 4 years back. I feel the customer support is not as i expected . They donÍt treat customer properly.

Interest rate is high

1 year ago | Udish Chandrashekar
I am using American Express Membership Rewards credit card. The credit card services are not up to the mark in this bank. There is a emi conversion offer in this card. U can use it for buying anything. Interest rate is high.

Good for me

1 year ago | Vijay Singh
The American expresses credit card is a pretty good one to have. The credit limit is good for me. It is very good card and there are offers as well on the card. The process is very simple and the documentation is also normal and easy.

Good experience with this card

1 year ago | Nargish Bano
I hold an American Express membership credit card and i do receive cashback and reward points with the card. Recently i have taken this card and the experience is good. There is no annual charge with the card.

Not good

7 months ago | Rajesh Kumar
I am using this card from last 1 year and I am a frequent traveller. So for this purpost this card does not provide me any complementary airport lounge access facility.

Getting great response

1 year ago | Nikka Ram Sharma
The immediate response has been given by the bank American Express Platinum Travel Credit Cardes credit card customer care team in regards to my credit card application. The customer support service is prompt with the AMEX bank team.

Wastage of money

10 months ago | Ravi Kumar Meena
I got this card few months back.The card don't have any facility. It's a waste of money to take this card.

Having good aamount of payback points

6 months ago | Rupa Vani Venuturumilli
I have this American Express Gold Card from last 4 years. I use this card for every purpose of my shopping. This card gives me good amount of pay back points.

Very useful card

1 year ago | Gopal Datt Joshi
At many points this American Express Gold Card proved itself a very useful card. The reward points and payback points with the card is good. You also get discount on fuel.

Having great feature on this card

11 months ago | Shiju Abraham
This card gives you the flexibility and convenience of paying the credit card bill fully or partially, which is a good feature. You can also convert your spends into easily monthly installments.


1 year ago | Ramalakshmi M N
I have applied card by visiting Bank. They assist me with all the details as well as with all the relevant features of the card. They also explain that after a particular span of time, provided credit limit will increase automatically. Happy to be associated with the card.

Good card for shopping

5 months ago | Resmi K K
It's a good card to use for shopping purpose. You get good amount of cash back points with your every shopping. You can redeem it later.

Good card

5 months ago | Penta Hari Kumar
Amex Membership Rewards is a credit card rewards program that lets you to earn points on almost all purchases.

Good customer service

1 year ago | Atanu Mandal
The card was taken six months ago. I use mobile banking which is flowless. The customer service is good and prompt in responding to the customers.

Good card

1 year ago | Rakesh Chandran P M
I am using this card from quite a long time. Its good,but their joining fee is a little high ,so i am ok with the card so far.