Every new age has certain unique features to its name. Similarly, the 21st century has the boon of technology to its name. Technology which has changed every aspect of our daily lives. Technology which has transformed our very lives to the very core. Technology which has made us faster and smarter. In the financial sector, technology entered in the form of digital transaction. A step which not only connected the entire globe into a single grid, but also usher in a new phenomenon called globalization- an interconnected and interdependent world. The digitalization in the financial sector was initiated by a small rectangular plastic card; the credit card. This card can be used to transact money, and buy stuffs without actually paying the money in physical form. The payment is done later on in digital format. This credit card not only eased the entire process of cash collection from banks physically; a time and energy consuming job nonetheless. It also initiated a Shopping spree among the customers. As the card made money available anytime, businesses were directly benefited from it. From its very onset the banking players were able to predict the massive impact it would have on everything and would rather change everything, they came into an understanding with service providers?such as retail outlets, Shopping centers, Shopping malls, e-commerce sites, travel websites and others. It meant that if customers use their card to buy stuff from any of these websites or Shopping destinations, then they would enjoy huge discounts, money backs and many more exciting offers which are absent if the transaction is done in cash. This understanding came as an icing to the cake. It not only charged up the customers, but also connected Shopping and commercial establishments around the globe in a grid.
As credit cards are further subdivided into #CARD_TYPE cards, which can be used for Shopping at anyplace around the world, the agreements led to a global village, a deeply interconnected world, where everything is connectedto everything. This fever of digital transaction rocked even the shores of developing countries such as India, where also people became crazy to possess credit cards and shop digitally to avail all those extravagant benefits and offers. In the Indian scenario, the ICICI Bank uncashed most out the situation, with their superior business connections, brand positioning and marketing skill. And as a result majority of the Indian credit card or digital transaction market is possessed by the bank. And more over the benefits which the ICICI Bank offers to its customers in the form of loyalty bonus is unmatched for among other banks. The ICICI Bank offers a diverse range of credit cards to choose from. Firstly, the iconic #CARD_TIER #CARD_TYPE credit card; the doorway of opportunities. It not only guarantees huge bonuses and discounts, but also can be used at any corner of this world. Then comes the traveler?s card or the #CARD_TYPE card which is also a potent option to shop while on the go.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
|ICICI Bank™ Ferrari™ Signature Credit Card||3999||3999.00|
|ICICI Bank™ Sapphiro Credit Card||6500||3500.00|
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.
The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.