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credit cards of ICICI Bank for Shopping in Mumbai

Explore Cards
29 Reviews
Pros & Cons
More Details
Explore Cards
29 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 20000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
Get 9996 Chqbook Coins
₹2,499
INSTANT  APPLY 
Shopping
Rewards
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store
* Terms & Conditions Apply

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, ICICI Bank:

As far as the Indian financial market is concerned, it can be said without a doubt that ICICI Bank has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of ICICI Bank is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of ICICI Bank in the years following the economy?s liberalization.


ICICI Bank Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, ICICI Bank credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by ICICI Bank specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Mumbai.


Best credit cards of ICICI Bank for Shopping in Mumbai - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
Manchester United ICICI Bank™ Platinum Credit Card499499.00
ICICI Bank™ Coral Credit Card500500.00
Manchester United ICICI Bank™ Signature Credit Card24992499.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 20000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation

Chqbook Review

With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train

  PROS

  • The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS


    USP
    Manchester United branded holdall and football as a welcome gift
    Manchester United ICICI Bank™ Signature Credit Card
    10% discount on merchandise from the Manchester United online store
    Get 9996 Chqbook Coins
    ₹2,499
    INSTANT  APPLY 
    Shopping
    Rewards
    USP
    Manchester United branded holdall and football as a welcome gift
    Manchester United ICICI Bank™ Signature Credit Card
    Manchester United ICICI Bank™ Signature Credit Card
    ₹2,499
    10% discount on merchandise from the Manchester United online store

    Chqbook Review

    Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access

      PROS

    • The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
    • Get a Manchester United branded Holdall and Football on joining
    • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
    • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
    • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
    • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
    • Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
    • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
    • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
    • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
    • Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

      CONS


      29 Reviews Sort
      Newest

      average card

      7 months ago | ravindra em
      I have been using ICICI credit card for the last couple of months. The credit limit was not good. It is a life time free credit card. The customer service and response was average. I don't know about the interest rate. I am using the card for online shopping and etc.

      bad

      1 year ago | Praveen
      The limit on the card is 60,000.They told me there is no charges for this card however i have been charged check with the customer service, i am not happy to use this card

      good

      2 years ago | Puspak Kandpal
      I have taken a credit card with ICICI Bank Platinum Chip Credit Card. The card is two months old.I am happy with the card features. Net banking is very much convenient to make payment

      Excellent

      1 year ago | Rahul Sharma
      ICICI Bank Rubyx Credit Card is user friendly I could use it for every purpose and get benefits. I am satisfied with this card and annual charges are also OK. I would recommend this card to others.

      Great

      1 year ago | Alisha
      I bank with ICICI Bank for the credit card and the offers are good. The credit limit is also good and there are no issues in the process. The statements are clear and sent to me on time. The customer services and response is on time and no issues overall.

      Great card with extra joining perks

      2 years ago | Lilati Pathuri
      You can enjoy up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.and with this card you can also get Vouchers worth Rs. 5000 as joining gift

      Poor credit limit

      10 months ago | Pappu Mohan
      I am not satisfied with the credit limit which they have provided me. I have not used this card much. There was some joining fee which they had charged me. The customer service is not up to the mark. The processing of credit card is very late. For me it is near about 2 months.

      Very low joining fee

      1 year ago | Ilesh Mahendra
      I am using this ICICI bank platinum chip credit card from last 2 years. The joining fee is not so high. But the returns are also very good.

      Great and hassel free card

      2 years ago | Umesh Roy
      I got the icici bank platinum chip credit card within 15 days of time .The process is very fast for me. The net banking is hassle free.

      Great to use this ICICI bank platinum chip credit card

      1 year ago | Bidyanath Rawat
      I hold a icici bank platinum chip credit card and i am very happy with the service provided. I am getting cash back offers and reward points. My overall experience was very good. I appreciate the services i get from the bank.

      Very much satisfied with the card

      1 year ago | Arushi Mishra
      Using ICICI Bank Sapphiro Credit Card from last years. Am satisfied with the credit limit , as there is no transaction charge . The rate of interest are ok. I am using this card for both general and fuel purpose. Annual charges are there but it get waives off after using more than Rs. 6,00,000 in a year.

      Avail complimentry air lounge visit

      2 years ago | Prabhu Nath
      You can avail 4 complimentary visits per year to international lounges under the priority pass program. And 4 visits to domestic airport lounge. As i travel frequently it is a good usful card for me.

      Wonderful service

      1 year ago | Bibhu Pandey
      It is a best experience with ICICI bank rubyx credit card service. If you you use this card up to 3lakhs, then the joining fee and the annual fee is also waived off .

      Deffinetly recommend

      5 months ago | Sandhwi Ramila
      I am fully satisfied with my ICICI bank rubyx credit card.Would deffinetly recommend this to others. The payback point facility is amazing.

      Best card

      7 months ago | Sania Ahuja
      You get quick Response to your queries. I am much delighted to use my ICICI Bank credit card. I use this credit card to meet all my emergency needs. This card has the best-in-class services.

      Bad card

      1 year ago | Chaitanya Jadpod
      As a normal card, this is pretty much useless with low returns and high interest rates.

      Online portal is great

      7 months ago | Anitha A
      I am having the ICICI Bank Coral credit card from the last 1year i would like to say that the customer service is good one and the online portal is good too .No annual fee.

      Net banking is very handy to use

      1 year ago | Harika Bhargavi Danda
      ICICI bank provides a wide range of facility to it's customers. The net banking is very handy to use. You get lots of credit points with every purchase you made with this card.

      Good card

      2 years ago | Siyachin Ramakant Pantawane
      You can order a bank draft any time by just making a local phone call to the ICICI Card Customer Helpline. The amount of the draft will be billed directly to your ICICI Card.

      Not happy with this card

      1 year ago | Ramesh Reddy Sama
      It is a average service from ICICI Bank Sapphiro Credit Card. Not happy at all. They need improvement in lots of fields.