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CREDIT CARDS OF ICICI Bank FOR Travel IN Mohali

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
* Terms & Conditions Apply

Introduction:

If you are a resident of Mohali or if you plan on visiting the city then you might want to consider carrying a credit card instead of hard currency. Carrying cash can be a worrisome business since there would be always that gnawing doubt at the back of your mind regarding whether you have the money necessary to pay the expenses of the transaction or not. There is also the risk of losing all of your money and being stranded in a situation that would involve a lot of complication and it could be even dangerous to even find yourself in such a scenario.


Importance and Working of Credit Cards:

Fortunately, credit cards avert such unfortunate inconveniences by bypassing the very need to carry around hard currency. Basically, credit cards are plastic cards that contain a microchip that is digitally connected to your bank account. Whenever you make a transaction the bank is notified of it and they credit your account with the amount with which you have made the purchase. This is essentially a loan that the bank gives to you and you need to pay back the loaned amount (along with interest) within a particular period of time.


ICICI Bank, the Pioneers:

ICICI Bank in the case of credit cards is a veritable pioneer. While credit cards have had existed in India, their eventual popularity among the growing middle class of the country, especially after the deregulation and liberalization of the Indian economy in 1990-91, was the result of ICICI progressively advertising credit cards and raising the awareness of customers regarding their benefits and utilities. Therefore, the large trust and prestige that credit cards enjoy rests largely upon the work of ICICI. If you possess a credit card that has been issued by ICICI Bank, you can consider yourself to very lucky.


ICICI Bank Credit Cards Used for Travel:

If we take a closer look at the ICICI Bank credit cards that pertain to the need of Travel, we would note that they have put their rich experiences to good use. There are three sub-categories of cards that can be construed to be Travel credit cards, namely, the Jet Airways ICICI Bank Credit card, the HPCL Fuel Credit Card and the Unifare Metro Credit Card. The first is a co-brand credit card as a result of a deal with Jet Airways, which gives some cool benefits and amazing Travel on flight bookings made with Jet Airways. The second, as the name suggests, is more of a fuel credit card rather than a Travel credit card in the strict sense, but aids in curbing down on Travel expenses by drastically reducing costs spent on fuel by its institution of a fuel surcharge waiver program. The third card can said to be the most unique among the three and it is a testament to the conceptual and technological innovation brought forth by ICICI Bank; this card contains a chip that not only is usable for performing transactions but can also be used as a smartcard while commuting by metro. Thus, the Unifare card can function as two cards combined into one.


Travel with Comfort:

Now that you know the various Travel credit cards being offered by ICICI and now that you have finalized your Travel plans, we earnestly hope that you can make the most out of it. With ICICI Bank credit cards in your possession, you can now go to any place you want and enjoy the experiences of the places you visit and be in a position to make merry without any kind of stress or worry disturbing your mirth.


Best ICICI Bank Travel credit cards in Mohali

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Coral Credit Card500500.00
ICICI Bank™ Rubyx Credit Card30002000.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

55274 Reviews Sort
Newest

Excellent

1 year ago | jawaid khan
ICICI Bank is also good in the credit card services and the credit limit is good. The customer support is satisfactory and they are responsive when I reach out to them. There are good offers and the card is accepted all over. The statements are sent to me on time.

Excellent

1 year ago | Samsuddin
ICICI Bank Coral Credit Card is easy to apply through online. The process was very faster and quick. The customer service was very responsive. This is the first time, I have used the website which was easy to access. I had checked the credit score without any hassle.

good

1 year ago | Kunal Mayank
I would like to say that the online portal is easy to access and everything is best till now with ICICI Bank Rubyx Credit Card

good

6 months ago | Amit Raj
I find this credit card is very convenient to use. I get offers like reward points in this credit card.with this card you can get free petrol every year

good

1 year ago | Sonu
I would like to say that the online portal is easy to access and Jet Airways ICICI Bank Sapphiro Visa Credit Card is offering best service so far

Great

1 year ago | siraj alam
The immediate response has been given by ICICI Bank customer care team in regards to my credit card application. The customer support service is prompt , The mobile application of ICICI Bank is easy to use.

Excellent card to earn payack points

1 year ago | Rahul Bedi
You can earn 2 payback points on every 100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through payback. You can redeem it by giving a call to customer care.

Worthy card

7 months ago | xavier brey
The service of this card is very good. The offers it gives is also nice and worthy.

This card just enhanced my travel experience

3 months ago | sumit mohanty
It is a Jet Airways ICICI Bank Rubyx American Express Credit Card and the process was good to receive the same. Enhance your travel experience with exclusive access to the dedicated altitude lounge. Experience personalized attention and wi-fi connectivity, while you enjoy an array of gourmet snacks and refreshments.

very good

1 year ago | AFZAL ANSARI
Using Jet Airways ICICI Bank Rubyx American Express Credit Card from last one year of time. I would like to say that the response is fine and the credit limit value is around twenty thousand Rupees. Every aspects are really up to the mark.

very good

4 months ago | Aarti Sood
I have taken a credit card with ICICI Bank Ferrari Platinum Credit Card.The limit on the card is ok. The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

good

1 year ago | pratap singh
Great Credit Card for travelling! Would totally recommend

Fees is too high

1 year ago | Sushma Sahoo
One thing i have noticed about this card is the customer service. Its service is very bad.They are charging both the joining as well as annual fee which is very high.

Not happy

6 months ago | Vishnymaya
I have Jetairways ICICI Bank coral visa Credit Card. I donÕt like the card due to its high charges. It donÕt have any significant offers. They have given me a less credit limit. I am not happy with it.

No reminder sms

1 year ago | Padmakali Mishra
Jet airways ICICI Bank coral visa Credit Card is not providing any reminder facility or any sms service. They are also charging extra for not paying in due ate.

Redemption option is great

1 year ago | Om Gupta
I am holding a ICICI BankRubyx Credit Card for last one year. The experience is amazing. The amazing fact is thet the points u earn that u can redeem at any point.

Convert points to airmiles

2 years ago | Sony Sen
The payback points you get with this card is amazing and quite a lot. You can cconvert your payback points into airmiles

Customer service issue

10 months ago | Rohit Anand
I hold a credit card with ICICI Bankrubyx credit card.I get good offers but the customer service issue is very big with the bank.

Not good for general people

2 years ago | Aswini Prakash
I donÕt like many of its offers. Specially they donÕt give good discount on fuel with this card. These are not meant for general people

Excellent card for daily use

10 months ago | Sumesh N
I have been using ICICI Bank Coral Credit card for the past few months this is an excellent credit card for normal usage for an individual who is staying in india. You get cashback for every use with this card.