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CREDIT CARDS OF ICICI Bank FOR Travel IN Shimla

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
* Terms & Conditions Apply

Introduction:

If you are a resident of Shimla or if you plan on visiting the city then you might want to consider carrying a credit card instead of hard currency. Carrying cash can be a worrisome business since there would be always that gnawing doubt at the back of your mind regarding whether you have the money necessary to pay the expenses of the transaction or not. There is also the risk of losing all of your money and being stranded in a situation that would involve a lot of complication and it could be even dangerous to even find yourself in such a scenario.


Importance and Working of Credit Cards:

Fortunately, credit cards avert such unfortunate inconveniences by bypassing the very need to carry around hard currency. Basically, credit cards are plastic cards that contain a microchip that is digitally connected to your bank account. Whenever you make a transaction the bank is notified of it and they credit your account with the amount with which you have made the purchase. This is essentially a loan that the bank gives to you and you need to pay back the loaned amount (along with interest) within a particular period of time.


ICICI Bank, the Pioneers:

ICICI Bank in the case of credit cards is a veritable pioneer. While credit cards have had existed in India, their eventual popularity among the growing middle class of the country, especially after the deregulation and liberalization of the Indian economy in 1990-91, was the result of ICICI progressively advertising credit cards and raising the awareness of customers regarding their benefits and utilities. Therefore, the large trust and prestige that credit cards enjoy rests largely upon the work of ICICI. If you possess a credit card that has been issued by ICICI Bank, you can consider yourself to very lucky.


ICICI Bank Credit Cards Used for Travel:

If we take a closer look at the ICICI Bank credit cards that pertain to the need of Travel, we would note that they have put their rich experiences to good use. There are three sub-categories of cards that can be construed to be Travel credit cards, namely, the Jet Airways ICICI Bank Credit card, the HPCL Fuel Credit Card and the Unifare Metro Credit Card. The first is a co-brand credit card as a result of a deal with Jet Airways, which gives some cool benefits and amazing Travel on flight bookings made with Jet Airways. The second, as the name suggests, is more of a fuel credit card rather than a Travel credit card in the strict sense, but aids in curbing down on Travel expenses by drastically reducing costs spent on fuel by its institution of a fuel surcharge waiver program. The third card can said to be the most unique among the three and it is a testament to the conceptual and technological innovation brought forth by ICICI Bank; this card contains a chip that not only is usable for performing transactions but can also be used as a smartcard while commuting by metro. Thus, the Unifare card can function as two cards combined into one.


Travel with Comfort:

Now that you know the various Travel credit cards being offered by ICICI and now that you have finalized your Travel plans, we earnestly hope that you can make the most out of it. With ICICI Bank credit cards in your possession, you can now go to any place you want and enjoy the experiences of the places you visit and be in a position to make merry without any kind of stress or worry disturbing your mirth.


Best ICICI Bank Travel credit cards in Shimla

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Coral Credit Card500500.00
ICICI Bank™ Rubyx Credit Card30002000.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

55274 Reviews Sort
Newest

very good

1 year ago | Sujeet Gupta
ICICI Bank Coral Credit Card is good in the credit card services and the credit limit is also good. The customer support is satisfactory and they are responsive when I reach out to them. There are good offers and the card is accepted all over. The statements are sent to me on time.

very good

1 year ago | Naresh
Some times they are providing discounts on e commerce portal which is a added bonus ,happy with ICICI Bank Rubyx Credit Card

Excellent

1 year ago | Jahid Mehandi Faruque
I have my credit card approved with ICICI Bank Ferrari Platinum Credit Card and the experience was good, the process was very long and it took 1.5 months to receive the credit card. You can get a complete waiver of 1% on fuel surcharge every time you refuel. The offer is valid on a maximum spend of ?4000 per transaction at all HPCL fuel pumps.

very good

8 months ago | Vinod Rawal
Some times they are providing discounts on e commerce portal which is a added bonus ,happy customer

Excellent

1 year ago | kapil rawal
Happy to use Jet Airways ICICI Bank Rubyx Visa Credit Card,this card is For someone who travels frequently, the free access to domestic airport lounges with the Jet Airways ICICI Bank Rubyx Visa Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter

Good card with insured air accident

1 year ago | Tenali D
With this card you can stay protected with an air accident insurance of Rs.1 crore and a lost card liability of Rs.50,000 that includes loss up to 2 days prior to reporting the same.

Hasselfree card

1 year ago | Lakhan gir
This is the first time, i have used the website which was easy to access. I had checked the credit score without any hassle.

Got discounts on domestic air booking

1 year ago | Alex stiphan
I am really happy with the Jet Airways ICICI Bank Rubyx American Express Credit Card. Jet airways icici bank rubyx credit card members are entitled to receive a discount of 5% on base fare for every domestic flight booking.

very good

1 year ago | MAHESH KUMAR
I am using Jet Airways ICICI Bank Rubyx American Express Credit Card for the last 1 year. The helpline number was provided to contact the customer service. It was easy to approach

very good

8 months ago | Anjana Sharma
I have taken a credit card with ICICI Bank Ferrari Platinum Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.I have to pay annual charges to hold this card.Net banking is good to make payments.

very good

1 year ago | mohit miglani
The card is active for last one year.I have good reward points as well as redemption options are good.Customer service is good.Net banking as well the mobile App are working fine.

Fast processing

7 months ago | Rohit Kumar
I got the ICICI bank rubyx credit card within 15 days of time .The process is very fast for me. The net banking is hassle free.

Everything is fine

1 year ago | Nikhil Gandhi
I feel ICICI bank needs to improve the customer support. The rate of interest and charges is fine with jet airways ICICI Bank coral visa Credit Card .

Happy with the service of this card

7 months ago | HARINDRA KUMAR RAVIDAS
It is a good experience with ICICI Bank coral credit card. I am very happy with the service. The customer care is very responsive. This card has a dedicated customer care line which is a good effort.

Mobile application on this card is very easy to use

1 year ago | Harsh Sachan
I am usingJet Airways ICICI Bank Rubyx Visa credit card for the first time. I would like to say that the customer service is not yet experienced and the online portal is really easy to access. Mobile application is good to access. Good card to use.

Superb card

1 year ago | Ashish Untwal
This card gives you 2 complimentary rounds of golf at a resort of your choice every month. And also get minimum 15% savings on dining bills at over 2,500+ restaurants across india through culinary treats programme

Good customer service

10 months ago | Itun Sarangi
I am having the Jet Airways ICICI Bank Coral Visa Credit Card. The customer support service is good with the ICICI bank The credit limit value is good from the credit card.The benefits and the offers are better with the credit card.

Good customer service

11 months ago | Nirpen Raha
The customer service response is good. They listen to your problem carefully and give you the proper solution.

Handy to use

1 year ago | Prakash Kumar
The Jet Airways ICICI Bank Coral Visa Credit Card is very handy to use. The net banking process is good and easy. Anyone can do it properly without any problem.

Getting rewards points

1 year ago | JITESH KUMAR UTWANI
I am happy with the credit limit provided by Jet Airways ICICI Bank Sapphiro Visa Credit Card. I get good reward points on this credit card and also the rewards value is good.