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Platinum Shopping CREDIT CARDS IN Gurgaon / Gurugram

Explore Cards
29 Reviews
Pros & Cons
More Details
Explore Cards
29 Reviews
Pros & Cons
More Details
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Rewards
Shopping
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
₹500
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
Get 4000 Chqbook Coins
₹1,000
INSTANT  APPLY 
local_gas_station
Fuel
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
₹1,000
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
Get 8000 Chqbook Coins
₹2,000
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
RBL™ Platinum Maxima Credit Card
₹2,000
2 complimentary visits every quarter at domestic airport lounges
* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Gurgaon / Gurugram, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.


Apply for best Platinum Shopping credit cards in Gurgaon / Gurugram

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
Manchester United ICICI Bank™ Platinum Credit Card499499.00
ICICI Bank™ Coral Credit Card500500.00
HDFC Bank Freedom Credit Card500500.00
RBL™ Bank Platinum Delight Credit Card10001000.00
RBL™ Platinum Maxima Credit Card20002000.00


Know More about cards


USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Rewards
Shopping
USP
Everything you explore will be rewarding
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
₹500
Get Gift Voucher worth ₹1000 on annual spend of ₹90,000 and above

Chqbook Review

Everything you explore will be rewarding

  PROS

  • You Earn incremental reward points depending on all purchases
  • Do minimum 4 transactions using Credit card every month and get : Free Accidental Death Insurance upto 50Lakhs Free Fire and Burglary protection for goods above ₹5000 for 180 days

  CONS

  • There is a minimum spent of ₹150 to earn a reward point but this is to be expected as you get points on all purchases depending on categories

USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Complimentary Manchester United branded football on activation
Get 1996 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Rewards
USP
Upto 20% discount on official Manchester United merchandise
Manchester United ICICI Bank™ Platinum Credit Card
Manchester United ICICI Bank™ Platinum Credit Card
₹499
Complimentary Manchester United branded football on activation

Chqbook Review

With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train

  PROS

  • The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS


    USP
    Earn 1000 bonus rewards per month & waiver of fuel surcharge
    RBL™ Bank Platinum Delight Credit Card
    Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
    Get 4000 Chqbook Coins
    ₹1,000
    INSTANT  APPLY 
    local_gas_station
    Fuel
    Travel
    Shopping
    USP
    Earn 1000 bonus rewards per month & waiver of fuel surcharge
    RBL™ Bank Platinum Delight Credit Card
    RBL™ Bank Platinum Delight Credit Card
    ₹1,000
    Welcome gift of 4000 Reward points & 2x Reward points on the weekends.

    Chqbook Review

    The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

      PROS

    • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
    • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
    • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
    • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
    • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

      CONS

    • No flight or lounge access is included – if those don?t matter to you, this card is perfect

    USP
    Free domestic airport lounge access & free movie tickets
    RBL™ Platinum Maxima Credit Card
    2 complimentary visits every quarter at domestic airport lounges
    Get 8000 Chqbook Coins
    ₹2,000
    INSTANT  APPLY 
    Travel
    Shopping
    USP
    Free domestic airport lounge access & free movie tickets
    RBL™ Platinum Maxima Credit Card
    RBL™ Platinum Maxima Credit Card
    ₹2,000
    2 complimentary visits every quarter at domestic airport lounges

    Chqbook Review

    The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

      PROS

    • We love the free movie tickets every month–it's through BookMyShow™ and works like a charm
    • Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers
    • Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K
    • Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

      CONS

    • We are missing converting points to statement credit–that's handy on a rainy day.
    • The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

    29 Reviews Sort
    Newest

    better service

    9 months ago | Sourabh sheetal
    My credit card was taken with ICICI BANK for about 2 years back .I hold reward plus International card and the credit limit was 41,000 which is very low and not satisfactory . Their customer service and responses was also not up to the mark. My overall experience was better.

    Satisfied

    2 years ago | Ankush V. Jadhav
    I have taken a credit card with ICICI bank.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

    Excellent

    1 year ago | Shubham Chauhan
    I love to travell a lot and this ICICI Bank Coral Credit Card is really benificial for me, with the card I got One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter

    very good

    1 year ago | Rahul
    The limit on the card is preety good The card is two months old.I am happy with the card features. . I had submitted documents to process my card. Net banking is very much convenient to make payment

    Good

    1 year ago | Reshmi patel
    ICICI Bank is overall good in the credit card services too. There are good offers on the card and the limit is also good. The card is accepted all over and the statements are on time. The billing is also timely and the customer services and response is nice.

    Excellent card with nominal fee

    1 year ago | Manoj Sukla
    ICICI bank platinum chip credit card have nominal carges they are providing good offers like cash back and they do have an annual fee which is very reasonable. I got a good limit with my ICICI bank credit card, i have received my first month bill, the interest and charges are nominal i am fine with minimum amount due.

    great card

    1 year ago | Reshmi Meher
    I hold a ICICI bank platinum chip credit card ,i am satisfied with my limit. I have received many cash back or reward points with the card.

    Great Joining perks

    1 year ago | Mauli
    My credit card was taken with icici bank platinum chip credit card 1 year back.They provide me a good credit limit. The joining perks they are providing at the time of joining is good.

    Getting discount on fuel surcharge

    8 months ago | Sanjana Patsani
    Many offers are there in this card. One can get 1% fuel surcharge discount with this card. It gives you 1.5 Points/ 100 spent.

    Donõt respond properly

    1 year ago | Kapil Himanshu
    I got no response from the customer service center after frequent call to the customer care. They don't respond properly.

    Not use for me

    2 years ago | Nidhi Vats
    The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

    Need to improve this card

    1 year ago | Ranjeet Kumar Akela
    They need to provide more limit to their RBL platinum maxima credit card customers on the basis of transactions and track record.

    Bad experience with thiscard

    1 year ago | Puja Singh
    Overall bad experience with this card. I have applied for RBL bank platinum delight credit Card via online and I have received this card after 6 weeks. Not received the same amount of credit limit which was promised at the time of applying.

    DonÕt use this card

    1 year ago | Ashik Kumar Mohanty
    I've been using this card from quite some time. I Don't use the card much and the credit limit is very low. They never contacted me to increase the credit limit proactively. They need to provide better limit to their customers based on the usage and track record.

    Got my card really quick

    1 year ago | Vipin Kumar
    I got the ICICI Bank Coral credit card within a month time . ICICI Bank Coral credit card charges are nominal and they are providing good offers like cash back and they dont have any annual fee .

    Average card in all manners

    1 year ago | Priyanka Chatterjee
    Using the ICICI Bank Coral credit card for the past 2 months. The customer support service is average. The credit limit value is average with this card, it would be great if they can increase the credit limit value.