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Platinum Shopping CREDIT CARDS IN Phagwara

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Phagwara, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.


Apply for best Platinum Shopping credit cards in Phagwara

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

55274 Reviews Sort
Newest

good

1 year ago | Pradeep
I have taken ICICI Bank Coral Credit Card and am using it for last 4 to 5 months. The services are okay so far. I am not aware of the interest rate. The credit limit was 80K which am not happy. I would appreciate if they can increase my limit. They offer Unrestricted chargeable access for yourself and your accompanying guests

They are not informing about their due dates

1 year ago | Niyati Singh
I have not seen any offers on ICICI platinum chip credit card. From last one year i am using this credit card. They Don't even inform you about their due date. The interest rate is very high.

Excellent card to have global emergency assiastance

10 months ago | Mayank Lal
I am using this card for many years. When you travel abroad there is a dedicated global emergency assistance service provided by visa for reporting loss of card, emergency card replacement, emergency cash advance also.

have to pay extra sometimes

1 year ago | Jaichand Roy
I am using icici platinum chip credit card, there are too many charges on transactions. You will have to pay extra for every transaction you will make with this card.

Many offers

1 year ago | Roop Kumar
I have taken a credit card from jet airways ICICI Bank coral visa Credit Card . With this card I am getting a lot of reward points. There are lots of offers entitled with this card.

Good to shop with the card

10 months ago | Divya Bisoi
Jet airways ICICI Bank coral visa Credit Card is good. The joining cost is a bit high. But the benefits are amazing. I love using this card for shopping.

Excellent card

1 year ago | Shreyashi Kar
With the VISA branding, you are eligible for exclusive delights like dining deals from luxury hotels, discounts at lifestyle stores and spas. Also, get to enjoy Global Emergency Assistance Service for reporting a lost card and for emergency card replacement. This card is loaded with features.

U can avail Emi option

1 year ago | Balwant Singh Mujalde
I am using ICICI Bank Coral credit card, the credit card services are not up to the mark in this bank. There is a emi conversion offer in this card. U can use it for buying anything.

Great card for movie lovers

1 year ago | Jou Pattnaik
You can get 2 complimentary movie tickets or event tickets worth Rs.500 through bookmyshow every month. And also can get lots of payback points with your every spend.

Useful card

6 months ago | Das Ravi
At many points this Jet Airways ICICI Bank Coral Visa Credit Card proved itself a very usuful card. The reward points and payback points with the card is good. You also get discount on fuel.

Excellent credit card

1 year ago | Bertilla Topno
This is an excellent credit card for normal usage. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.