Platinum credit cards in Patiala

  PROS

• When you sign up for Air India SBI Platinum Credit Card, you get a welcome freebie coupon for ₹3000
• You will gain reward points for spending in international travel, supermarkets, restaurants etc.
• You will gain reward points for spending in international travel, supermarkets, restaurants etc.
• You can access entry to around 200 golf courses in the world as a complimentary gift
• Gets free access to airport lounge using Priority Pass Program for nominal fees
• Email alerts, SMS and monthly statements will ensure that you have the updates of your performance and transactions of your card
• If your expenditures exceed the limit five lakh rupees every year, you win a free domestic air ticket (one-way)
• Use your Air India SBI Platinum Credit Card for more than a year and kickstart the next year with an anniversary gift coupon worth ₹ 3000
• You can use your SBI Card account using net banking with ease
• Alerts to ensure that your utility bills are paid on time which will also gain more reward points.
• Alerts to ensure that your utility bills are paid on time which will also gain more reward points.
• The Air India SBI Platinum Credit Card has the Easy Money Facility

  CONS

• The Air India SBI Platinum Credit Card doesn't offer complimentary golf games either in India or abroad. Therefore, people who prefer to get golf privileges along with their travel cards should consider some other card
• The Air India SBI Platinum Credit Card does not have any dining offers. Many other travel cards offer rebates as well as dining privileges at popular restaurants
• The rewards program and redeeming of points for miles is only applicable for Air India flights. It implies that you shall not be able to avail of any benefits through your Air India SBI Platinum Credit Card if you want to travel by any other airlines
• While the Air India SBI Platinum Credit Card offers fairly decent reward points but there are other cards also which proffer better reward points

  PROS

• WELCOME GIFT: At the very onset, a user is greeted with a whopping 2,000 reward points! This lavish surprise comes as an activation bonus and welcome treat. Practically speaking the reward points amounts to ₹500, which can be redeemed anytime as per your convenience at the select BPCL outlets against petrol transaction.
• WELCOME GIFT: At the very onset, a user is greeted with a whopping 2,000 reward points! This lavish surprise comes as an activation bonus and welcome treat. Practically speaking the reward points amounts to ₹500, which can be redeemed anytime as per your convenience at the select BPCL outlets against petrol transaction.
• GLOBAL ACCEPTENCE: Secondly the BPCL SBI card is accepted throughout the wide globe. It is an international card like the visa ones, opening up a borderless world in front of you. You can use this card to transact in any of the 24 million stores scattered throughout the globe, including 3.25 lakh select stores in India.
• EASY BILL PAYMENT: The users of the SBI BPCL card can utilize the Easy bill pay feature to pay various important bills such as internet, electricity, telephone effortlessly.
• EASY BILL PAYMENT: The users of the SBI BPCL card can utilize the Easy bill pay feature to pay various important bills such as internet, electricity, telephone effortlessly.
• EMI BALANCE TRANSFER: A BPCL SBI card holder is offered with the option of transferring his due EMI'S into their BPCL card, and repay in easy monthly instalments, at a lower interest rate. The facility can be availed by net banking or by informing the customer care.
• EMI BALANCE TRANSFER: A BPCL SBI card holder is offered with the option of transferring his due EMI'S into their BPCL card, and repay in easy monthly instalments, at a lower interest rate. The facility can be availed by net banking or by informing the customer care.
• EASY REPAYMENTS: using the flexi-pay option the BPCL SBI card holder can easily repay their transactions.
• EASY REPAYMENTS: using the flexi-pay option the BPCL SBI card holder can easily repay their transactions.
• ADD ON CARDS: another prime benefit that you will get while using the BPCL SBI card is availing the add-on cards for free. Family members of the original card holder (must be above 18 years of age) can easily avail the add on cards.
• EASY MONEY: Another ground breaking feature of the BPCL SBI card is the easy money feature which you can avail quite easily. To begin with the scheme is quite simple- just converting your cash limit into actual cash using net banking. The same thing can be done by requesting a draft or cheque as well, which will be delivered to your address.
• FUEL SURCHARGE WAIVER: as a BPCL SBI card holder you are entitled to a surcharge waiver of 1% up to 4000 thousand rupees. In this scheme you can effectively waive ₹1200 annually.

  CONS

• As the BPCL SBI card is essentially formulated to ease the burden of fuel costs, which seriously bothers a common man, it hardly takes care of the other aspects such as entertainment and luxury. Thus benefits in those fields are limited to a large scale

  PROS

• You can always have your hands on ash, with over 24million ATM kiosks falling under the grid
• The easy pay facility of the FBB SBI STYLEUP CONTACTLESS CARD makes sure that you never miss a payment of your utility bills such as insurance, internet, telephone and so on. Moreover you can pay all of them at zero additional charge
• The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables you toconvert all your transaction into easy monthly segments
• The balance transfer option of the FBB SBI STYLEUP CONTACTLESS CARDenables you to transfer any other outstanding creditcard balance to your sbi card. And then on you can repay them under easy installments and lower rate of interest
• With the easy money facility towed with the card, you can always have money when you need. This facility you can get a draft or cheque against your credit limit
• The FBB SBI STYLEUP CONTACTLESS CARD is undoubtedly a global creation. You can use this card anywhere across the world, with over 24million stores falling under the grid
• There are over 3.25 lakh stores in India, from where you an avail immense discounts and other facilities using this card
• You an avail add-on cards for member of your family, given the fact he or she is above 18 years of age
• The card comes with an impressive replacement facility. It means that even if you lose your card in a foreign country, you will get an easy replacement. The 24X7 helpline is always at your service for emergency card replacement
• The card awards you a 10X reward point on all spending at Big Bazaar, fbb and Food Bazaar, along with the dining spending as mentioned earlier
• With the card, you can avail an anniversary gift of 2000 bonus points every year, which is redeemable at the fbb, Big Bazaar and Food Bazaar stores

  CONS

• As the FBB SBI STYLEUP CONTACTLESS CARD ispivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveler
• The card lacks even in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

  PROS

• You Earn incremental reward points depending on all purchases
• Do minimum 4 transactions using Credit card every month and get : Free Accidental Death Insurance upto 50Lakhs Free Fire and Burglary protection for goods above ₹5000 for 180 days

  CONS

• There is a minimum spent of ₹150 to earn a reward point but this is to be expected as you get points on all purchases depending on categories

  PROS

• You will get a complementary waiver on base fare on ticket booked through www.jetairways.com (On card fee realization)
• Get a discount voucher of ₹750 on booking a return ticket on www.jetairways.com
• You can redeem JPMiles on Amazon , Flipkart, Free Flights & Fuel at select IOCL outlets
• You can get 5% instant discount on domestic ticket bookings @ jetairways.com
• Enjoy 2 lounge accesses at domestic airpots per quarter via Visa lounge access program

  CONS

• No discount on movie tickets - everybody loves to watch movies. A discount or free movie tickets would have made this credit card a complete package
• Per quarter 3 lounge access seems be less for frequent flyers

  PROS

• HDFC MoneyBack Credit Card allows you to earn money while you use the card for purchases. You earn accelerated rewards on online spends and redeem the same for cash
• On minimum 4 transactions using Credit card every month , you get : Free Accidental Death Insurance upto 50Lakhs* Free Fire and Burglary protection for goods above ₹5000 for 180 days

  CONS

• First year membership fee is ₹500 but you get 500 RP on card fee realization

  PROS

• You can save upto 30% on Shopping, Wellness, Hotel Stays & online spends with HDFC Bank Platinum Times Card
• Get 25% off on movies on BookMyShow™ & other partners
• Save Upto 30% off on Shopping, Wellness, Hotel Stays & online spends
• An unique feature - Live GPS location based online & offline offers across 365 days on Times Card Web App (www.hdfcbank.timescard.com)
• Save upto 20% on your dining bills at participating restaurants
• Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )

  CONS

• HDFC Bank Platinum Times Card doesn't come with airport or railway lounge access.

  PROS

• Get Snapdeal vouchers worth ₹2000 within 30 days of card setup date
• Save with flat 5% discount & 10X Reward Points for spends on Snapdeal.com
• You can earn 10X Reward Points (20 /₹150) on your spends at Snapdeal.com & 2 Reward Points for other retail spends
• You can redeem your Reward Points at Sanpdeal.com – (1 Rward Point = 0.5paise)
• Get Fuel surcharge waiver of up to 1%

  CONS

• HDFC Bank Snapdeal Credit Card doesn’t come with the benfits of the lounge access
• Everybody loves to save at dining bills. Unfortunately HDFC Bank Snapdeal Credit Card can help you earn rewardss, but no discount

  PROS

• We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
• For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
• You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
• Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

• The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

  PROS

• This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
• We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
• Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
• Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
• You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
• Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
• Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

• The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

  PROS

• With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
• We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates¹
• You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
• Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

• The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

  PROS

• Facilities such as Flexipay help you with easy money and transfer of balance amount or automated payment of bills. Convert your transactions in monthly installments with Flexipay. Just transact for ₹ 2,500 or more and log on to the official website of SBI within 30 days of purchase to convert it into Flexipay
• The SBI IRCTC Platinum Credit Card has exemplary reward packages for its customers. Buy tickets through the official website of IRCTC for AC1, AC2. AC3 and AC CC and gain upto 10% Valueback as turbo points (1 Reward Point = ₹ 1). You can also gain 1 Reward point for every ₹ 125 expended on non-fuel retail purchases, including booking of railway ticket through the official website of IRCTC
• The SBI IRCTC Platinum Credit Card holders are exempted from paying the additional charge of on 1% fuel across all petrol pumps in India, on transactions of ₹ 500 - Rs. 3,000, exclusive of GST and other charges
• The SBI IRCTC Platinum Credit Card is exclusively a travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India. All users need to do is to look for the VISA sign with the merchant and present their card for payment. With global acceptance, users can travel anywhere and avail all the attractive benefits and offers provided by the card
• The SBI IRCTC Platinum Credit Card is exclusively a travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India. All users need to do is to look for the VISA sign with the merchant and present their card for payment. With global acceptance, users can travel anywhere and avail all the attractive benefits and offers provided by the card
• As the SBI Platinum IRCTC Credit Card has universal acceptance, the card holders can withdraw cash anytime from any Visa ATM. The users have the alternative to withdraw cash from over 1.2 million VISA ATMs across the world which includes 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across over 100 cities in India itself from where you can withdraw money anytime

  CONS

• Interest rate charges of SBI IRCTC Platinum Credit Card are a tad bit high in comparison to its compeers. The rate of interest is 3.35% per month (40.20% per annum)
• While the SBI IRCTC Platinum Credit Card offer satisfactory rewards, there several other cards which give you better flexibility while booking flights from any airlines and yet gain reward points

  PROS

• The MakeMyTrip™ ICICI Bank Platinum Credit Card is a no aanual fee card.
• Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
• You can save upto ₹6,000 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
• 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
• Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme

  CONS

• The MakeMyTrip™ ICICI Bank Platinum Credit Card does not provide much of reward points on shopping –Œ a feature we would have loved to see in this economical credit card

  PROS

• The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
• Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
• Get 10% discount on merchandise from the Manchester United online store and associated partners in India
• Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
• Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
• 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
• Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
• Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
• Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
• Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
• Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS

  PROS

• With the SimplySave SBI card, you have access to your money; anytime and anywhere. With the help of the card you can withdraw money from any one of the 1million master card kiosks globally
• You can avail the easy pay facility to pay your utility bills such as insurance premiums, telephone bills, and internet bills easily. And for that you don't have to pay any extra charge
• Flexible EMI option is available with the SimplySave SBI Card
• Easy application for add-on card is now possible with the SimplySave SBI Card
• You can actually choose your own gift against the point redemption scheme. Infact you earn a reward point per transaction of ₹100. Credit cards were never this easy before
• Another innovative feature of the SimplySave SBI Card is the option to payback your credited amount with the collected reward points.
• If your transaction volume is or over ₹90,000 with the SimplySave SBI Card, then you don't have to pay the renewal fees
• The SimplySave SBI Credit Card has immense global acceptance. So as to say nearly 24million stores are connected to it on the global scale. So now where ever you go from Japan to France, you can efficiently use the card to enjoy all the flavors of the new land
• Over 3.25 lakh Indian stores are also connected with the SimplySave SBI Credit Card

  CONS

• As the SimplySave SBI Card is more focused to a large range of general utility tasks, they lack specialization in certain fields. Such as travel