Platinum credit cards in Patiala
We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!
A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Platinum card. The nomenclature of this this one is on the symbolic lines. We all know Platinum is the most expensive ornamental metal that we have at our disposal. Thus a Platinum card definitely is as exclusive as the metal Platinum. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Patiala, it is quite impossible to enjoy life with having a credit card; especially without having a Platinum one.
Apply for best Platinum credit cards in Patiala
| Different Types of Credit Cards and Types | Joining Fee | Annual Fee |
|---|---|---|
| ICICI Bank™ Platinum Chip Credit Card | 0 | 0.00 |
| ICICI Bank™ HPCL Coral Credit Card | 199 | 199.00 |
| ICICI Bank™ Ferrari™ Platinum Credit Card | 499 | 499.00 |
| ICICI Bank™ Coral Credit Card | 500 | 500.00 |
| Jet Airways ICICI Bank™ Coral Visa Credit Card | 1250 | 1250.00 |
| Jet Airways ICICI Bank™ Coral American Express™ Credit Card | 1250 | 1250.00 |
| Jet Airways ICICI Bank™ Sapphiro Amex™ Credit Card | 5000 | 5000.00 |
Chqbook Review
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
PROS
- We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
- For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
- You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
- Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.
CONS
- The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.
Chqbook Review
Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
PROS
- If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
- Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
- We love free movie tickets – getting 2 free tickets per month is even better!
- 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
- We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
- You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
- Up to 15% discount on Ferrari merchandise at the Online Ferrari Store
CONS
- The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ?
?
Chqbook Review
The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.
PROS
- This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
- We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
- Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
- You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
- Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
- Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
CONS
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card
Chqbook Review
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
PROS
- With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
- We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
- You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
- Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.
CONS
- The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.
Chqbook Review
Get the Power of 3 amazing brands in 1 Credit Card – ICICI Bank, American Express and Jet Airways bring you this Coral Credit Card packed with features and light on the pocket. Not only do you get 2500 Bonus Jet Privilege Miles upon Joining, you also get Free Movie tickets with the Buy 1 Get 1 Free offer from bookmyshow. 15% discounts at over 2500 restaurants across the country itself will save you more than the Joining fee of ₹1250. You also get complimentary access to select lounges at airports in India with your Jet Airways ICICI Bank Coral American Express® Credit Card. To avail, just please present your Card at the lounge reception. If you are a frequent flyer with Jet Airways, JetPrivilege Platinum tier members will not be charged with Joining/Annual Fees till they maintain their JetPrivilege Platinum tier i.e. at the time of joining and at the time of anniversary date, the JetPrivilege member should be a JetPrivilege Platinum tier member.
PROS
- With a Joining Fee of ₹1250, you get 2500 Bonus JP Miles & a minimum of 15% off on dining at over 2500 restaurants around the country. That is far more value than what you are spending. Add up all the other Pro's and the Jet Airways® ICICI Bank™ Coral American Express™ Credit Card is a must have.
- If you are a frequent flyer and a Jet Privilege Platinum member, then the joining fee and the annual fee is also waived off – even if you arent when you get the credit card, you could be when it comes to paying the annual fee – which makes this Credit Card extra special
- Enhance your travel experience with exclusive access to the dedicated Altitude Lounge. Experience personalized attention and Wi-Fi connectivity, while you enjoy an array of gourmet snacks and refreshments. Currently these lounges are at the T3 Domestic departure area in New Delhi and at the Domestic Terminal 1A in Mumbai
- We love movies! – Buy 1 ticket and get the other ticket free any day of the week, through bookmyshow. Get up to 2 free tickets per month valued at up to ₹250 per ticket
- Fuel Surcharge waiver – 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
- You get a minimum 15% discount at over 2500 restaurants in India through the Culinary Treats program by ICICI Bank. That itself is savings of thousands of Rupees every year
- You can convert all your Jet Privilege points into Free flight tickets for both Domestic and International flights with Jet Airways or its 25+ International Airline Partners – there was never a better way to accumulate happiness!
CONS
- If you travel a lot through other Airlines like Indigo and SpiceJet, and are not planning to take Jet Airways flight, you may not be able to get the maximum value out of the Credit Card
- The fuel surcharge waiver is ONLY at HPCL Petrol Pumps – so be careful which Petrol Pump you are getting into!
Chqbook Review
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.
PROS
- If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
- The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
- When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
- Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
- Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
- The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee
CONS
- If you are not a Jet Airways flyer, this card may not give you the best experience
- The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it
Chqbook Review
The Jet Airways™ ICICI Bank™ Sapphiro American Express™ Credit Card announces to the world that you have arrived. Apart from the free tickets, the Golf Course access and the Movie marathons you can have, this Credit Card is for the discerning person who already spends most of the time jet setting the globe, and is otherwise found at a Gold Course. Go for this card, you deserve it!
PROS
- We love the 10000 Welcome Bonus JP Miles and the free complimentary base fare waived economy Jet Airways ticket upon joining
- As a DragonPass member, you can relax at more than 450 comfortable and luxurious airport lounges across 115 countries around the world, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club.
- The Jet Airways ™ ICICI Bank Sapphiro Credit Card has one of the best earning rates for JP Miles in the country – close your eyes and go ahead with this card.
- Tremendous value for money when you factor in the welcome gift and the renewal gift – totalling to 15,000 JP Miles and 2 complimentary Base Fare Waived Economy Jet Airways™ tickets
- This Credit Card also gives you 2 free movie tickets upto ₹400 per ticket when booked through bookmyshow™
- Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
- 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
- The reward rate on the credit card is amazing – you get 8 JP Miles for spends on the Jet Airways™ website
CONS
- As you guessed, if you are arent flying on Jet Airways™; this may not be the best credit card for you
