While crafting credit cards, there were only two things in the mind of the developing technologist: firstly it is aimed at easing Shopping, and secondly it is aimed at easing Shopping. One of the major technological as well as business innovation of the modern world, a credit card not only fulfilled its primary target of easing the entire process of Shopping, but it also in another way helped to ease the process of cash withdrawal, as the cards can be used to withdraw cash from the ATM kiosks, it opened up another channel. However keeping in tune with the Shopping segment in our article, it must be mentioned that the card not only helped to ease the process of Shopping, but it also revolutionized the entire process, and increasing the Shopping volume of a person, which in turn led to a commercial boom across the globe. The way in which a card functions is the key to unlock its success story. Actually it is a pass to shop without cash. You can go to any store or restaurant of your choice, buy or have whatever you feel like, spending the day of your life, and for all of these you don?t have to pay then and there in hard cash. Ofcourse you have to repay the amount, but at your own time and pace, you have to deposit the credited money into your bank account, at a later date. This whole new convention broke the public psyche and conscience from ? I will shop later?, or ? That restaurant is tad too expensive for my pocket? to ? Let?s go Shopping, actually every day is my Shopping day; thanks to my card? or ? no restaurant is too expensive for me, as long as I have this card in my wallet or kitty?.
This whole shift of mood was crucial when business was in bad shape. And this unique invention not only uplifted the market, but also created a new world order. In the realm of the credit cards, the knight in the shiningarmor is the Platinum card, exclusive and exquisite as the metal it is named after! Although it faces completion from another great warrior- the visa card, a tough fight, yet our champion is destined to win. Always! Now the secret behind this global phenomenon lies in the tie-ups that the banks have made in order to make most of the popularity of the credit card; from the very moment of its inception. Like an able producer, the minds behind the great banking institutions came forward to captivate the craze of the audience into the franchiseforever. These banking giants got into an understanding with all the service providers of medium and large scale. Starting from medium restaurants to global dining chains and 5star hotels, with everything in between from Shopping malls and stores to e-commerce sites, and also including the hotels, travel booking websites and even the movie halls and multiplexes, everything came under a single bracket. If a customer was to avail any of these services, and he transacts using a credit card, then the amount of benefits and discounts that we will get is much more than a simple deal in cash. The Indian market is currently controlled by the ICICI Bank, and their Platinum credit cards are the best. With the growth of cities like #CITY_NAME, with all the world class amenities, it is nearly impossible to shop and explore all its nuances without availing a credit card. And the ICICI Bank Platinum credit cardis your best bet.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.