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Signature credit cards in Ludhiana

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Get 20000 Reward points as a welcome gift on payment of your joining fee
₹4,999
INSTANT  APPLY 
Rewards
Travel
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Air India SBI Signature Credit Card
₹4,999
Get 20000 Reward points as a welcome gift on payment of your joining fee
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Get a Complimentary Scuderia Ferrari watch on joining
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
₹2,500
INSTANT  APPLY 
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
MakeMyTrip ICICI Bank™ Signature Credit Card
₹2,500
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
₹2,499
INSTANT  APPLY 
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
₹4,999
INSTANT  APPLY 
Shopping
Travel
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
SBI Card ELITE
₹4,999
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹2,500
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
HDFC Bank Business Regalia Credit Card
₹2,500
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
₹2,500
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
HDFC Bank Jetprivilege Signature Credit Card
₹2,500
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
₹1,000
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
* Terms & Conditions Apply

Signature credit cards in Ludhiana

We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!

A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Signature card. The nomenclature of this this one is on the symbolic lines. We all know Signature is the most expensive ornamental metal that we have at our disposal. Thus a Signature card definitely is as exclusive as the metal Signature. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Ludhiana, it is quite impossible to enjoy life with having a credit card; especially without having a Signature one.


Apply for best Signature credit cards in Ludhiana

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
HDFC Bank Regalia Credit Card10000.00
Manchester United ICICI Bank™ Signature Credit Card24992499.00
MakeMyTrip ICICI Bank™ Signature Credit Card25000.00
HDFC Bank Jetprivilege Signature Credit Card25000.00
HDFC Bank Business Regalia Credit Card25000.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Ferrari™ Signature Credit Card39993999.00
Air India SBI Signature Credit Card49994999.00
SBI Card ELITE49994999.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Get 20000 Reward points as a welcome gift on payment of your joining fee
₹4,999
INSTANT  APPLY 
Rewards
Travel
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Air India SBI Signature Credit Card
₹4,999
Get 20000 Reward points as a welcome gift on payment of your joining fee

Chqbook Review

Free annual membership fee to those registered with Air India Frequent Flyer Program with returns. If you are on lookout for a card abounding in discounts, multiple offers and exciting deals, Air India SBI Signature Credit Card is your perfect choice. It offers optimum reward ratio to its clients. The card is ideally designed for frequent commuters to make their domestic and international travels reasonable without compromising on the quality of travel.

  PROS

  • Enjoy cover on the lost card of ₹1 lakh. This cover is applicable from the period of 48 hours before reporting of loss till 7 days after intimating the concerned authorities with the loss
  • Access cash from over 1 million Visa ATMs all over the world incorporating over 18,000 Visa ATMs in India. You can also withdraw cash from 10,000 State Bank of India ATMs in across 100 cities in India
  • Get exemption on 1% fuel surcharge with your Air India SBI Signature Card, across all petrol pumps
  • Purchase fuel worth ₹ 500 to ₹ 4,000, to avail this benefit. Get maximum surcharge waiver of ₹ 250 on each statement cycle. Taxes are applicable as per the regulations
  • Acknowledged at over 2 million Visa centers worldwide and over 2,85,000 centers in India
  • Avail for additional benefits by opting for add-on cards for your family members who are above the age of 18
  • Your Air India SBI Signature Card is enabled with chip and pin security strengthening you with state-of-art security against fraudulence and scheming
  • Easy Bill Pay facility on your AIR India SBI Signature Credit Card helps you to pay your telephone, electricity and other bills on time
  • Make any purchase worth ₹ 2,500 with Flexipay or more and log on to the official website of SBI within 30 days to convert your purchase into Easy Monthly Installment
  • Transferring the balance amount through EMI
  • You can transfer the balance of other bank's credit cards to your Air India SBI Signature Card, to get a reduced rate of interest and pay back in EMIs
  • You can get a draft or cheque with the Easy Money feature against your cash limit and have it delivered to your address
  • You can book railway tickets online with your Air India SBI Signature Card without any hassle
  • You can replace your Air India SBI Signature Card anywhere in the world
  • You can choose from three different types of Insurance covers with your AIR India SBI Signature Credit Card which enables you to tackle accidents, health issues, card loss, loss of the card or theft and more
  • With AIR India SBI Signature Credit Card, you can have steady inflow of cash and also encash up to or above your credit limit. Thus you are always geared up for any kind of emergency

  CONS

  • The AIR India SBI Signature Credit Card may not be the best option if you are not a regular passenger of Air India as this card doesn't offer benefits to the commuters through other airlines.
  • A usage fee of up to ₹7 will be charged to your AIR India SBI Signature Card each time on visiting a Priority Pass member lounge.

USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹2,500
USP
Upto 15% discount at 3000+ restaurants
HDFC Bank Business Regalia Credit Card
HDFC Bank Business Regalia Credit Card
₹2,500
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

E-gift voucher worth ₹500 on spends of ₹50000 in a calendar quarter

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
Get 7,500 Bonus JPMiles as a part of Welcome Benefits
₹2,500
USP
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
HDFC Bank Jetprivilege Signature Credit Card
HDFC Bank Jetprivilege Signature Credit Card
₹2,500
Get 7,500 Bonus JPMiles as a part of Welcome Benefits

Chqbook Review

Fly FREE faster with the best airline co-brand card offering exclusive travel privileges

  PROS

  • You will get a complementary waiver on base fare on ticket booked through www.jetairways.com (On card fee realization)
  • Get a discount voucher of ₹750 on booking a return ticket on www.jetairways.com
  • You can redeem JPMiles on Amazon , Flipkart, Free Flights & Fuel at select IOCL outlets
  • Get 5 international lounge access perquarter via Priroity Pass Membership
  • Enjoy 4 times lounge access at domestic airpots per quarter via Visa lounge access program
  • Earn 1 JP tier point on every ₹2,00,000 retail spend

  CONS

  • No discount on movie tickets - everybody loves to watch movies. A discount or free movie tickets would have made this credit card a complete package

USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
₹1,000
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Get a Complimentary Scuderia Ferrari watch on joining

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
₹2,500
INSTANT  APPLY 
USP
Get annual benefits upto ₹70,000
MakeMyTrip ICICI Bank™ Signature Credit Card
MakeMyTrip ICICI Bank™ Signature Credit Card
₹2,500
Save upto ₹7,200 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis

Chqbook Review

The MakeMyTrip ICICI Bank™ Signature Credit Card is a card to go for if you love movies and travel. You can save upto ₹7200 on your movie tickets annually. In addition, you receive ₹4 My cash for every ₹200 spent through this card, redeemable against flights and hotel bookings through MakeMyTrip™. Lounge access, spa session, free ola ride etc help you save upto ₹7200 annually. It's amazing

  PROS

  • The MakeMyTrip™ ICICI Bank Signature Credit Card comes with a no annual fee. It's amazing
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • Get relaxed with free railway lounge access and energize before the start of your journey
  • Now be in touch with your friends & family while you are travelling outside of India with a 10-day Airtel international roaming pack worth up to ₹3,999
  • Enhance your travel experience with a complimentary airport lounge access outside of India per calendar year
  • Love to have a spa session in domestic airports in India? Get 1 per calendar year in domestic airports.
  • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.íë_
  • Get a complimentary MMTDOUBLEBLACK membership worth ₹1,499 and enjoy free flights and no fees on hotel cancellations
  • Get every sixth ride complimentary with Ola

  CONS

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature we would have loved to see in this economical credit card

USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
10% discount on merchandise from the Manchester United online store
₹2,499
INSTANT  APPLY 
USP
Manchester United branded holdall and football as a welcome gift
Manchester United ICICI Bank™ Signature Credit Card
Manchester United ICICI Bank™ Signature Credit Card
₹2,499
10% discount on merchandise from the Manchester United online store

Chqbook Review

Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access

  PROS

  • The Manchester United ICICI Bank Signature Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
  • Get a Manchester United branded Holdall and Football on joining
  • Get 10% discount on merchandise from the Manchester United online store and associated partners in India
  • You can save upto ₹7,200 with the BookMyShow Buy 1 Get 1 offer, on first come, first-serve basis
  • Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
  • 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
  • Enhance your travel experience with 2 complimentary airport lounge visits in India per quarter
  • Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
  • Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
  • Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
  • Get upto 2 free movie tickets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office

  CONS


    USP
    Welcome e–Gift Voucher worth ₹5,000
    SBI Card ELITE
    Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
    ₹4,999
    INSTANT  APPLY 
    Shopping
    Travel
    USP
    Welcome e–Gift Voucher worth ₹5,000
    SBI Card ELITE
    SBI Card ELITE
    ₹4,999
    Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™

    Chqbook Review

    If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends

      PROS

    • To begin with, it has a welcome e-gift voucher worth ₹5,000 from reputed brands such as Shopper's Stop, Yatra, Marks & Spencers, Bata / Hush Puppies and Pantaloons
    • It has a scheme of awarding 50,000 bonus reward points on annual spends with this card. You can also earn five times the amount of reward points every time you utilize this card to pay for such services as dining and spends on purchasing items from departmental and grocery stores
    • It also provides a benefit on international spends, by providing the lowest foreign currency mark-up change

      CONS

    • The only kind of con or disadvantage that could present itself to a prospective cardholder is the fact that both the annual fee and joining fee of SBI Card Elite cost around a rupee shy of 5,000 bucks. This one facet might singularly deter a large number of prospective card owners, lest they don't possess the requisite financial means to maintain this card in the first place
    • Another disadvantage that can be attributed to the card is that it is mostly focussed on providing benefits and rewards only when it is utilized by the cardholder to serve their interests to upgrade their shopping and general lifestyle choices, even though SBI Card Elite has the ability to give the cardholder to have access to airport lounges and to spend money when it in India. Under such factors, this card's sole disadvantage might be in it not being used to its full potential and being more or less out of reach for people having limited fiscal means
    • Another, albeit minor, con associated with the card is that a person below 21 years of age is not eligible to apply for this card

    55274 Reviews Sort
    Newest

    good

    1 year ago | Mukesh
    I travel a lot, I wanted some voucher so that I can compensate the amount. Hence I have chosen ICICI Bank Sapphiro Credit.By using this card I am enjoying 4 complimentary domestic airport lounge visits per quarter, 2 complimentary international airport lounge visits per calendar year and 2 complimentary domestic airport spa visits per calendar year

    good

    8 months ago | Saroj Devi
    The process was quick and fast.I have to pay annual charges to hold this card.Net banking is good to make payments.

    Satisfied

    2 years ago | Dalchand
    I have ICICI Bank Ferrari Signature Credit Card. I feel the charges are little high .The customer support is prompt The response is good,it is totally a good experience which I had with ICICI Bank Ferrari Signature Credit Card

    good

    11 months ago | Rohit Verma
    The process was quick and fast.I have to pay annual charges to hold this card.Net banking is good to make payments.

    Excellent

    11 months ago | vinod verma
    I got the Jet Airways ICICI Bank Rubyx Visa Credit Card within 15 days of time . The customer support service was good , they gave me immediate response in regards to my credit card application. The credit limit value is average and I am satisfied with it.

    Average card with high intrest rates

    1 year ago | Rahul Raj
    The interest rate on this credit card is a little bit high as compared to other cards. They have some good offers but they have annual fees also with the card.

    You can earn lots of points with this card

    5 months ago | amir khan
    If you want to travel then take this card. It is very beneficiary to you. Can earn alots of reward points.

    Dissatisfied with the card

    1 year ago | dhiren pal
    I am not satisfied with the card at all, the limit they have given me on the card is very low, and it is just not satisfying my needs, the benefits on the card during transactions are also not too great.

    very good

    5 months ago | NIRANJAN KUMAR YADAW
    ICICI bank provides good services when compared to all other credit cards. I am using this credit card from last 1 year and there is an annual fee charged for this credit card. I get lot of cash back offers on this card. I use net banking for making payments

    very good

    1 year ago | sunil agarwal
    Using Jet Airways ICICI Bank Sapphiro Visa Credit Card from 2017,It?s a power packed credit card with lot of features,Highly recommended.

    Great card to use

    1 year ago | Baisali Kali
    I am using this ICICI Bank Sapphiro Credit Card from very long time. The credit limit they have given me is very high. With this I can buy to and fro international air ticket at a time. With that i also get a handful amount of rewards point.

    Enhance your dineout quality

    2 months ago | Qasim Qureshi
    You will start checking restaurants listed with ICICI bank after you get this card with minimum 15% savings across 2500+ restaurants. Who will not like this offer with this card.

    Has to spent a lot to waived off your annual fee

    9 months ago | Dinesh Chand
    In this card you got only 2 reward points on every 100 rs you spend. And if you want a waver to your annual fee then you have to spend a very high amount with it.

    Have to pay both annual and joining fee

    1 year ago | Hethal Ben
    The card is average from my point of view. It has good offers but some offers you cannot use. The credit limit is ok but it has annual as well as joining fee.

    Offering only 2 free air lounge visit

    1 year ago | Swati Barik
    As compares to other credit cards the rate of interest is high. One drawback i noticed is that if you are frequent traveller, 2 free visits to a domestic airport lounge may not be enough.

    Validity are very long

    10 months ago | Nikhil Gandhi
    I have taken a credit card with hdfc bank regalia Credit Card. The credit limit is good. I am getting lots of reward points. Reward points are valid only for 2 years from the date of accumulation.

    No transaction failure issue

    6 months ago | Kapil Mehta
    I am using this card. There is no hassle using this card online. This card donÕt give you any transaction failure issue.

    Payback points are amazing

    9 months ago | Kailash Kumar
    You can get 1 payback point on every Rs.100 spent on fuel, utilities and insurance categories. Each payback point is worth Rs.0.25 . Its great

    Substandard card

    1 year ago | vidyadhar godbole
    This card doesn’t offer any such grand benefits. Just some rewards which doesn’t make much difference. You still have to pay a good amount.

    Fed up with this card

    2 years ago | Anil Agrawal
    First of all the process of getting this card is complicated and lengthy. Even after getting it somehow you will eventually get fed up because operating this card is very hectic.