Our world is a fascinating one, dominated by technology. From the dawn of human civilization mankind has used technology to ease his life, and this in a way paved the very foundation of the future civilizations. The glorious phases of human civilization owed its origin in the dark old days of the stone men, when man first invented the stone tools in his fight for survival. Since then we have come a long way, having nearly every amenity at our disposal. This significant technological advancement has one difference from the earlier ages- in the ages past, the technological boons were only for the rich, elite and the powerful to swallow and enjoy. But in the 21st century, everyone in the society has got his share in the benefits of technology. Say for example the tremendous way in which technology has transformed the financial and the economic sector. Earlier withdrawing money from the bank meant a tall ordeal. It meant spending almost an entire day standing at those serpentine queues and then filing of complex paperwork was required to finally get our hands on that cash, which is our very own money. This whole thing changed with a small yet massive innovation- the introduction of a rectangular piece of plastic; the credit card. Initially introduced to ease in the business and increase the buying capacity of people, credit cards also opened up the way for an easy way of cash withdrawal.
Credit cards function in a pretty simple manner. They are actually guaranteed by the banks who issues them. The card holder can use the card to buy whatever stuff he wants. And in return he doesn?t have to pay for them instantly in cash. He purchases them in credit. All he has to do is deposit the credited amount to his bank within a stipulated time, at his convenience. This simpleton method created a craze throughout the globe within a short span of. The card not only helped to increase the per capita business volume and purchasing capacity, but its other variants such as the Visa card opened up a whole new world of opportunities. In short a Visa card is the license to shop anywhere across the world, just as a Visa allows someone to visit a foreign country. This border less Shopping convention led to the initiation of the borderless world of today. Sensing the huge opportunity that the credit card has, banks began to issue them to their customers? en-bulk. It not only helped businesses grow manifold, the increase in production led to industrialization throughout the world which in turn led to the development of fur flung areas and the developing countries of Africa, Asia and the Latin Americas benefited from it. In India the major player in the credit card segment is the #PROVIDER_NAME, which captured the nascent market in its very initial stage through their superior business techniques and marketing strategies. It won?t be an exaggeration that credit cards are nothing short of a revolutionary weapon.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|SimplyCLICK SBI™ Credit Card||499||0.00|
|IndianOil Citi™ Platinum Credit Card||1000||0.00|
|HDFC Bank Platinum Plus Credit Card||1000||0.00|
|HDFC Bank Visa Signature Credit Card||1000||0.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|SBI™ Card Prime||2999||0.00|
|ICICI Bank™ Ferrari™ Signature Credit Card||3999||3999.00|
|Air India SBI™ Signature Credit Card||4999||0.00|
Free annual membership fee to those registered with Air India Frequent Flyer Program with returns.
When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card
This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too
You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
I save upto 5% on fuel bills with this card
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.
Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact
For Rs. 1 lakh and Rs. 2 lakh spent online annually, customers receive e-gift vouchers valued at Rs. 2000 each.