Visa credit cards of ICICI Bank for Shopping in Gangtok

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Gangtok and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Gangtok - Apply Now

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55274 Reviews Sort


1 year ago | Mukesh
I bank with Jet Airways ICICI Bank Coral Visa Credit Card there are good offers in the card. They are beneficial too. The customer services and response is good and there are no hidden charges. The statements are also clear and on time.


1 year ago | vikash malik
ICICI Bank Ferrari Signature Credit Card is not providing notification to remind about the due dates and all,its really inconvinient

Reddem your points as vouchers

8 months ago | Asadip Mishra
My experience with ICICI Bank Ferrari Signature Credit Card was good. The cash back points i get here is good. After some time when u have a lot of cashback points u can redeem it to voucher u like and use it as u want. And u also get fuel surcharge discount with this card.

Best offers

11 months ago | Umesh Roy
Its a good bank, they gave me good credit limit as well. It is the most used card of the bank. This card has the best offers.

Good card to have

2 years ago | Vishnu K
The Jet Airways ICICI Bank Coral Visa Credit Card is a pretty good one to have. The credit limit is good for me. It is very good card and there are offers as well on the card.The joining fee is a little high.

Customer service is not up to mark

9 months ago | Mahira Khan
I am frequent flyer. So i need the lounge facility. Which i don't get in this card. And the customer service is not upto the mark. They need to improve it.

Awsome card

I like that their interest rate is lower than the major banks, saving me more!My credit card was taken with ICICI bank 4 years back. They have offered money back card and the credit limit was 1.6 lakhs which is quite satisfactory .

Best card

1 year ago | Venkatesh Kattimani
One of the best reward point schemes on a ICICI Bank Ferrari Signature Credit Card especially when you shop.

Very costly card

1 year ago | Jayaram Mahendra Kumar
I have been using ICICI Bank Ferrari Signature Credit Card. This card has both joining and annual fees, the both are very high. But when you compare this with the offers they are providing then you find the fee is negligible.

Good card

5 months ago | Neha Sanghpradeep Gajbhiye
Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.

Very much flexible card

5 months ago | Aishwarya G
This card is very much flexible in terms of its features and benefits. You can get instant SMS alerts with regards to your credit card status through the ICICI Card Alerts service. The SMS got will comprise of cheque alerts, mini statements, credit limit and cash limit alerts and payment assistance alerts.

Having good offer with this card

2 months ago | Sudhakar Giraka
With the Coral Visa Credit Card, you can apply for add-on cards for your family members like parents, spouse, children and siblings over the age of 18.

Useful card

2 years ago | Baburao Killani
Using this card is quite easy and useful. Anyone can avail the services and benefits any where by using this card.