Visa credit cards of ICICI Bank for Shopping in Guntur

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Guntur and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Guntur - Apply Now

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55274 Reviews Sort


11 months ago | PURNIMA KUMARI
I have taken a credit card with ICICI bank.The limit on the card is 45,000.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.


1 year ago | Naresh Singh
I have taken a credit card with ICICI Bank Ferrari Signature Credit Card,I get good offers while ,they provide 2 free tickets per month valued up to 250 per ticket,Successful booking is on first come first serve basis and is subject to daily stock availability


1 year ago | ganeshwar sahoo
I have Jet Airways ICICI Bank Coral Visa Credit Card through online. They offered me a limit of 62K which am not satisfied. The customer service and responsiveness was good. I have been using the card for last 6 months. They cahrge an annual fee of Rs.750

very good

2 years ago | baljinder singh
My credit card was taken 4 months back. They have offered airmiles and more card. I am getting cash back offers and reward points. My overall experience was very good.

DonÕt have much offers

1 year ago | Rupesh Lenka
The ICICI Bank Ferrari Signature Credit Card is pretty useless with low returns and vouchers that you wont use. I have used it for nearly 2 years. There is no such offers.

ItÕs a good card but only for travelling

3 months ago | Janaki Bist
They gave me good offers as well as free air miles. ICICI Bank Ferrari Signature Credit Card is good for traveling, they need a lots of improvement.

I like this card

2 years ago | Surender Singh Chauhan
This card donÕt have lot of feature or facility. But their services towards the customer is good. So I like this card.

Discount at lifestyle

3 months ago | Sampita Kanungo
The customer support service and the response is good with the ICICI team. They have given me lots of discount while shopping with this card at lifestyle outlet.

Giving good returns

4 months ago | Subhendu Patri
It has decent returns and does what it says. I faced a little problem during one of the refunds i wanted. But overall a card for better options when you travel.

Good customer services

1 year ago | Srinivasa Murthy K R
There are many more better credit cards available in the market, then Jet Airways ICICI Bank Coral Visa Credit Card, which gives you good credit limit, more offers and a good customer service.