In a world filled with technological advancements, doing mundane day to day activities seems like a child?s play. Chores which took scores of time even a few years back are now done in just a moment. And not only we have become fast, but at the same time we have become smart as well; thanks to the tremendous technological advancement we have in the fast decade or so. Out of the innumerable number of technological feats that we use in our daily lives, there are some which have initiated this entire irreversible chain of events, leading to the ultimate change. And one such initiation is Digitalization. We all know what digitalization is, and it is undeniable that digitalization changed the entire scenario at banking sector, which in turn changed the entire commercial sector once and for all. Before we were adapt in digital transactions, or rather there was the advent of digital convenience while transacting money, withdrawal usually meant spending the entire day standing at bank queues, and filling complex paperwork to withdraw our very own hard earned money. The digitalization was initiated with the introduction of a rectangular plastic card- the credit card. This card not only eased the process, but also helped business to grow. The ready availability of money in turn led people into a Shopping spree which rapidly became a global phenomenon in no time. In fact it is beyond any doubt that credit cards have been created in order to boost the fledging economies of that time. It was no secret that it aimed at enhancing the Shopping capacity and potential of the people.
Credit cards are subdivided into a number of sub-categories, of which the Visa credit cards are the most potent ones. They can be used anywhere in this world, easing the problem of carrying cash while on a long or foreign tour. With the rapid growth of this digital fever, the banks were compelled to issue card services to their customers on a wholesale scale. And the more cards were issued, more they were used for Shopping. And this whole thing became more attractive as the component banks came into agreements with shops, stores, e-commerce sites, travelling websites and other service providers; as a result while Shopping from any of those online or offline platforms digitally, consumers were able to avail huge discounts, price slashes, and guaranteed cashbacks, which are absent if you transact in cash. This trend initiated the cashless economy of today. The Visa credit cards which can be used for Shopping anywhere in the world paved the way for an interconnected global village. The fever rose to such an extent that it even rocked developing nations such as India. In the Indian banking sector, ICICI Bank steered clear of the market rivals to capture the majority of the nascent market with their superior brand positioning and marketing skills. And in India their Visa credit cards are the most preferred ones if you may ask me.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|ICICI Bank™ Ferrari™ Signature Credit Card||3999||3999.00|
You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.