Visa credit cards of ICICI Bank for Shopping in Jammu

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Jammu and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Jammu - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee

Know More about cards

55274 Reviews Sort

very good

2 years ago | Noor Aalam
MY credit card was taken with ICICI Bank Ferrari Signature Credit Card 1 year back. Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

Got good payback points

2 years ago | Kunal Khemu
You can got to the ferrari museum buy spending the highest of all the card members. Its not so good for me but i got good payback point by using this card.

Jpmiles as bonus

1 year ago | Kajol Sinha
The jet airways ICICI Bank coral visa Credit Card service is good. As the credit limit is high I can also use it to book an international flight. This will give me lots of jpmiles as bonus.

Good customer service

2 years ago | Aniruddha Pal
I selected this card among several options because ICICI maintains some standards in delivering its services to the customers.

Getting good discount on fuel

1 year ago | Gaurav Upadhyay
The rate of interest and charges is good with ICICI bank but still the charges are little high some time compared to other credit service providers in the market. They are also giving discount on fuel.

Great card

1 year ago | Narasima Swamy S
Being the happy user of this card, you can have the benefit of free ticket code entitlement which is for ICICI Bank Ferrari Signature Credit Card users primarily.

Good customer services

7 months ago | Doraswamy Narasa Raju
I have started using this credit card a month ago. Good customer service. Good credit limit. Much more premium offers and deals along with the change to earn more reward points.

Less credit limit with this card

3 months ago | Gajendra Singh Bhati
If you take this card then you will have to pay a lot unnecessarily. The credit limit is less. The joining fee is very high. Worthless to take this card.

Net banking is very good option for this card

2 years ago | Pallavi Aditya Joshi
The net banking is a good option for this card. Internet banking ensures that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.