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Visa credit cards of ICICI Bank for Shopping in Jamnagar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Jamnagar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Jamnagar - Apply Now

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55274 Reviews Sort
Newest

poor

7 months ago | Kailash Singh
Dissapointed,dissatisfied ,will never recommend this card to anyone,the charges are too high

Satisfied

11 months ago | manish sb
I have taken ICICI Bank Ferrari Signature Credit Card through online. The customer service and responsiveness was good. I have been using the card for last 6 months. There is an annual fees

Happy with the service of this card

1 year ago | Sonu Singh
For online shopping it's a good card. You will get 2 payback points for every 100 rupees you spend. It's a cost effective card. Happy with the services.

Got great response from ICICI

9 months ago | Trupti Mishra
I am using ICICI Bank Ferrari Signature Credit Card from a long time. Customer service is awesome, also the response is good too. I would like to say that the online portal is easy to access and everything is more than perfect.

Not recommended

11 months ago | Suraj Kumar
The card donÕt have any facility. And moreover the customer care of the bank is not at all satisfactory. Not recommended.

Very effective

1 year ago | Kamal Jalan
The customer support service is good with it and they give response to the customers. The pay back points I get is very effective.

Don't providing proper information of this card

1 year ago | Rupesh Kumar Ghoshal
Can any body please help to let me know that how can i reddem my reward points and know the details of cash back i got. They don't give proper information.

Having many hidden charges

11 months ago | Shiv Prasad Kewat
As compared to other bank credit card the rate of interest of this ICICI ferrari signature credit card is very high and has many hidden charges. The policy of this card is not as clear as others.

Average card

2 years ago | Rathin Mondal
I have a ICICI Bank Ferrari Signature Credit Card, and the card is quite average. I haven't received the quoted credit limit at the time of applying the card which was 1 lakh,instead of that I have received the limit of only 50000, which is quite disappointing.

Used net banking for bill payments

1 year ago | Gopichand Vadapalli
I use net banking for bill payments. I am happy with the credit limit in this card and i get good offers like reward points in this credit card.