Visa credit cards of ICICI Bank for Shopping in Pune

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Pune and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Pune - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee

Know More about cards

55274 Reviews Sort

very good

1 year ago | Rajesh Mahato
I hold a credit card with ICICI Bank Ferrari Signature Credit Card from last 2 years, i find this credit card is very convenient to use. I get offers like reward points in this credit card.


1 year ago | KOMPAL VERMA
I am fully satisfied with Jet Airways ICICI Bank Coral Visa Credit Card.would deffinetly recommend this to others.

very good

I use the ICICI Bank Ferrari Signature Credit Card for the past 1 year. I use this card for online shopping and for traveling purposespecialy . The customer support service is good and they give response to the customers.

Should work to minimise the time they took for approval

2 years ago | Raghunath
It is a fine experience with ICICI Bank Ferrari Signature Credit Card. It took near about 1 month to get me the card. This time frame is not so appropriate for a good bank. So the bank should consider it and change it.

Hassel free card

1 year ago | Kirti Bansal
The experience at ICICI Bank Ferrari Signature Credit Card is good and i have no hassles in banking with them. The customer services and response is also satisfactory and there are good offers on the ICICI bank credit card.

Good services

6 months ago | Jeevan Kumar
I am using jet airways ICICI Bank coral visa Credit Card its good. This bank has a very good reputation on their services. I also have experienced the same from it.

Good waver is available

2 years ago | Westin J
The good thing is that if you spend considerable amount with this card you can also get a chance to wave off your annual fee. But the joining fee is high.

Offer on paying annual fee

1 year ago | K Ravisankar
I have taken a credit card with ICICI bank. I have got 2500 Jet Privilege Miles upon signing and paying the annual fees.

Not up to mark card

1 year ago | Bibhuti Mahita
I hold a Jet Airways ICICI Bank Coral Visa Credit Card. Sometimes i face issues like in some shops the card doesnot work properly. The facilities are also not up to the mark.

Nice card

1 year ago | Shusmita Giri
This ia a very nice card and it has a very good reward points system. You can get 10000 reward points as a bonus when the amount spent on your card for purchases is Rs 2 lakhs or more.

Rate of interest is very less

4 months ago | Santhosh Kumar Datti
With the use of this card you can transfer the outstanding balance of other banksÕ credit cards to your ICICI Bank Credit Card and avail a lower rate of interest and pay back in EMIs.

Bad customer service

9 months ago | Mahendra Yadav
At the time of applying i was promised with the credit limit of 2 lakhs. But i didn't get that. And when ever i want to talk about this the customer care personnel are not responding properly.