Visa credit cards of ICICI Bank for Shopping in Ranchi

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Ranchi and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Ranchi - Apply Now

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55274 Reviews Sort


1 year ago | Neha Jain
Jet Airways ICICI Bank Coral Visa Credit Card provides good services when compared to all other credit cards. I am using this credit card from last 1 year and there is no Joining fee charged for this credit card. I get lot of cash back offers on this card. I use net banking for making payments


3 months ago | Siddhartha Sanjay Wagh
They give me benefits on movie tickets and enhance my dining experience too ,I am very much happy having ICICI Bank Ferrari Signature Credit Card, but it would be great if they improve their customer service, remaining all good.

Covers all the resturent to excel your dining experience

4 months ago | Roop Kumar
I have this card from last year. I like to dine out. So this card give me good amount of discount everytime i dine out. It almost covers every good resturant.

Bad behaviour

3 months ago | Mohini Pal
I have noticed about this jet airways icici bank coral visa credit card that the customer service is very bad. The behaviour is not at all good.

Best experience

1 year ago | Jitun Sarangi
You can eperience personalized attention and Wi-Fi connectivity, while you enjoy an array of gourmet snacks and refreshments. ItÕs the best experience I have ever got.

Average card

5 months ago | Anmol Seth
I have got the ICICI credit card around 3 years ago. The customer support service and the response is average with the ICICI bank and they are not increasing the credit limit value from the beginning.

Enjoying the feature of this card

1 year ago | Badrisingh Kesarsingh Rajput
Enjoy the features and benefits of this ICICI Bank Ferrari Signature Credit Card. no restrictions just simple cash back.

Earn payback points on transaction

11 months ago | Pruneetha Kaparthi
Your ICICI Bank Credit Card entitles you to earn payback Points on your transactions. PAYBACK, India's largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending.

Comfortable card

2 years ago | Rekha Chaudhary
I hold a credit card with Jet Airways ICICI Bank Coral Visa Credit Card . The credit limit which I hold is 2lakhs. I get payback points with the card. Net banking is much comfortable . There is an annual charge on this card which is reversabe if you spend 6,00,000 or more annually on your card.

Rate of interest is very high

1 year ago | Sujesh Tharol
I am having this card from past 2 years. I did not find any good offers in this credit card so far. Charges as well as interest rate associated with card is very high.