Visa credit cards of ICICI Bank for Shopping in Secunderabad

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Secunderabad and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Secunderabad - Apply Now

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55274 Reviews Sort


1 year ago | ASHA KUMARI
I have taken a credit card with ICICI bank.The limit on the card is 92,000.The card is active for last one year.I have good reward points as well as redemption options are good.Customer service is good.Net banking as well the mobile App are working fine.

very good

1 year ago | Ankush V. Jadhav
I have been using ICICI Bank Ferrari Signature Credit Card for the past 6 to 7 Mnths. This is an excellent credit card for normal usage for an individual who is staying in India as it will be worth for them. I mostly use this credit card for traveling.and this card double the enjoyment of my traveling


1 year ago | Sapna Singh
I have a Jet Airways ICICI Bank Coral Visa Credit Card,the service is good . They offer me with credit limit of 60k which is good,I can say that its totally an average service ,needs lot of improvements


1 year ago | kundan saha
e card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

Not providing notification

11 months ago | Mohit Mishra
ICICI Bank Ferrari Signature Credit Card is not providing notification to remind about the due dates and all,its really inconvinient

Easy emi option

11 months ago | Ram Dutt Gupta
The card was taken 9 months ago. The payment options of this card is very easy. It has an easy emi option available for its customers.

Love its feature

5 months ago | Bikram Lenka
It's a good card to use online. I love its features. They just need to improve their customer service issues.

Good card is used for shopping

9 months ago | SNEHA PANDA
It's a good card to use for shopping purpose. You get good amount of cash back points with your every shopping. You can redeem it later.

Getting good rewards points

1 year ago | Mungara Manjusha Yadav
They give you good return as reward points. The fuel surcharge offer you get with this card is good.

Getting rewards points

1 year ago | RAMAKOTI GORLE
I took this card because of the brand value of Jet Airways ICICI Bank Coral Visa Credit Card. Rewards points with this card are very good. I have to pay Rs. 3000 as annual fee from the second year.

Less credit limit with this card

1 year ago | Chintan Dhiren Gupta
If you take this card then you will have to pay a lot unnecessarily. The credit limit is less. The joining fee is very high. Worthless to take this card.