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Platinum Visa credit cards for Shopping in Chennai

Explore Cards
15 Reviews
Pros & Cons
More Details
Explore Cards
15 Reviews
Pros & Cons
More Details
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
Credit Card fee waived off if spends per year are more than ₹30,000
₹1,000
Joining Fee
airplanemode_active
Travel
shopping_cart
Shopping
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Credit Card fee waived off if spends per year are more than ₹30,000
* Terms & Conditions Apply

Introduction

The desire to buy things and to own what other people own has been a constant part of consumerism. The insatiable desire to buy and consume commodities mass produced by producers is an interminable process, one that is not likely to end as long as humanity exists. However, many of the best things that are up for sale are often beyond the reach of ordinary people, by the virtue of most not possessing the sufficient amount of purchasing power and so they miss out on buying the best and many often use hard currency to transact business.

Since the advent of credit cards however, the need to carry around hard currency can said to be a thing of the past. Being directly connected with your bank account, you can pay for anything that you purchase in an instant with a simple swipe of the card. The card in question has an attached microchip that is digitally connected to one?s account on the bank?s database. On the receipt of any transaction with the card, the bank immediately credits your account with the money that is needed to complete the transaction. This is how credit cards are making availing goods and services a simple affair.


Credit Cards, Platinum and Visa:

Credit cards can come in a lot of different forms. No two credit cards are alike. They may vary from bank to bank or they may vary on the basis of function even when they are issued from the same bank authority. In this basis, we can divide credit cards according to the features and benefits they possess based on the type of card they are. In this connection, Platinum cads are pretty common and they and almost all banks issue them. They are usually cards with a lifestyle orientation, meaning that the card is used for making purchases that are more or less related to the cardholder?s lifestyle preferences, including apparel and dining.

Another subtype of credit cards is the popular Visa card. These cards are ideal for making a large number of purchases and they are often partnered with brands in order to allow exciting offers and discounts to exist. Further, Visa cards can be used anywhere in the world, and almost all retail outlets accept the validity of a Visa card, save for certain exception. Again, Visa cards are very commonly issued by banks from time to time.

In many cases, banks have combined these two card types to form Platinum Visa cards that combine the best aspects of both the cards. You can now use this card to not only make lifestyle related purchases but to also avail amazing deals with partnered brands and services.


As a Lifestyle Credit Card:

Due to the wide applicability of Platinum Visa cards, it has been found that it could be used another iteration of Platinum lifestyle credit cards that are available in the market. Due to its wide acceptability and immense number of Shopping that it provides, Platinum Visa credit cards can be potentially used as a viable and successful lifestyle credit card lest you don?t possess a credit card that had been made to exclusively address the demands of Shopping from a lot of places. So if you are at Chennai and you want to purchase something that you like, use your Platinum Visa credit card without any sort of hesitation.


Best Platinum Visa credit cards for Shopping in Chennai - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
IndianOil Citi™ Platinum Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up   PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
Credit Card fee waived off if spends per year are more than ₹30,000
₹1,000
Joining Fee
airplanemode_active
Travel
shopping_cart
Shopping
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Credit Card fee waived off if spends per year are more than ₹30,000

Chqbook Review

I save upto 5% on fuel bills with this card

thumb_up   PROS

  • Outstanding Card for Fuel points and a must if you drive a car.
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Getting 66 Litres of Fuel Free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

thumb_down   CONS

  • To get the Fuel Turbo Points™, the Indian Oil™ Citi Platinum Credit Card must be Swiped ONLY on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets?would be capped to a purchase amount of ₹10,000(or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points.
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up   PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down   CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

15 Reviews Sort
Newest

good

6 months ago | farid
I have taken a credit card with IndianOil Citi Platinum Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.I have no annual charges to hold this card.Net banking is good to make payments.

very good

5 months ago | Desh Deepak Pandey
The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast..Net banking is good to make payments.

good

3 months ago | Kalpana Parmar
I feel Jet Airways ICICI Bank Coral Visa Credit Card needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good .it is a average service that I received from Jet Airways ICICI Bank Coral Visa Credit Card

Worthless card

1 year ago | Monu Kumar
The credit limit i got is very less. For this the card is worthless for me. If you cant use it then why to take such card.

great card

3 months ago | Iqbal Ali
I would recommend this card as a near about free card.Good card for frequent shopoholic person,happy with ICICI bank rubyx credit card.

Great interest rates

1 year ago | Pulkit
The interest rate and services are good with icici bank platinum chip credit card . You can get 1% fuel surcharge waiver can be availed on fuel transactions of maximum ?4000 At hpcl pumps.

Great card,good limit

6 months ago | Simran Kour
I am holding this icici bank platinum chip credit card for couple of months. The credit limit is good for me. It is very good card and there are offers with the card. The process is simple and the documentation is also normal and easy. Very good to handle this card.

Enough credit limit

6 months ago | Riya Sen
I am using jet airways ICICI Bank coral visa Credit Card from the last 10 months . The services are really appriciated. They have given me enough credit limit

Very high interest

11 months ago | Shruti Parekh Dhruba
As compared to other bank credit card the rate of interest is very high . The policy of this card is not as clear as others. So before taking this card plz clear everything with their executives.

Movie offers are there

1 year ago | Victor Singlai
ICICI bank provides good services when compared to all other credit cards. They give more option on Dining and traveling. Movie offers are there.

Not much useful card

8 months ago | SERGEI BELOKON
I could use this card only for a very limited purpose. Unsatisfactory experience for me.

better than other card

6 months ago | Rahul Rege
All the other cards are not that great in comparison to this card. This is surely quiet different from others.

Needs to improve this card

9 months ago | Mohit Lal
They really need to improve the customer service experience. All the other things are very good with this card.

Process of this card is very lengthy

8 months ago | Ounit Goswami
My experience with Jet Airways ICICI Bank Coral Visa Credit Card was good, the process was quite long and it took more than 4 weeks to receive the credit card. I have a credit limit of rs 1 lakhs which is sufficient for this credit card.

Satisfy with customer service

10 months ago | Sampurna Mahato
The experience atJet Airways ICICI Bank Coral Visa Credit Card is good and i have no hassles in banking with them. The customer services and response is also satisfactory. The process has been good till date without any inconvenience.


Reason: