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Platinum Visa credit cards for Shopping in Mumbai

Explore Cards
29 Reviews
Pros & Cons
More Details
Explore Cards
29 Reviews
Pros & Cons
More Details
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Joining Fee
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Joining Fee
Get Upto 71 litres of free fuel each year
* Terms & Conditions Apply

Introduction

The desire to buy things and to own what other people own has been a constant part of consumerism. The insatiable desire to buy and consume commodities mass produced by producers is an interminable process, one that is not likely to end as long as humanity exists. However, many of the best things that are up for sale are often beyond the reach of ordinary people, by the virtue of most not possessing the sufficient amount of purchasing power and so they miss out on buying the best and many often use hard currency to transact business.

Since the advent of credit cards however, the need to carry around hard currency can said to be a thing of the past. Being directly connected with your bank account, you can pay for anything that you purchase in an instant with a simple swipe of the card. The card in question has an attached microchip that is digitally connected to one?s account on the bank?s database. On the receipt of any transaction with the card, the bank immediately credits your account with the money that is needed to complete the transaction. This is how credit cards are making availing goods and services a simple affair.


Credit Cards, Platinum and Visa:

Credit cards can come in a lot of different forms. No two credit cards are alike. They may vary from bank to bank or they may vary on the basis of function even when they are issued from the same bank authority. In this basis, we can divide credit cards according to the features and benefits they possess based on the type of card they are. In this connection, Platinum cads are pretty common and they and almost all banks issue them. They are usually cards with a lifestyle orientation, meaning that the card is used for making purchases that are more or less related to the cardholder?s lifestyle preferences, including apparel and dining.

Another subtype of credit cards is the popular Visa card. These cards are ideal for making a large number of purchases and they are often partnered with brands in order to allow exciting offers and discounts to exist. Further, Visa cards can be used anywhere in the world, and almost all retail outlets accept the validity of a Visa card, save for certain exception. Again, Visa cards are very commonly issued by banks from time to time.

In many cases, banks have combined these two card types to form Platinum Visa cards that combine the best aspects of both the cards. You can now use this card to not only make lifestyle related purchases but to also avail amazing deals with partnered brands and services.


As a Lifestyle Credit Card:

Due to the wide applicability of Platinum Visa cards, it has been found that it could be used another iteration of Platinum lifestyle credit cards that are available in the market. Due to its wide acceptability and immense number of Shopping that it provides, Platinum Visa credit cards can be potentially used as a viable and successful lifestyle credit card lest you don?t possess a credit card that had been made to exclusively address the demands of Shopping from a lot of places. So if you are at Mumbai and you want to purchase something that you like, use your Platinum Visa credit card without any sort of hesitation.


Best Platinum Visa credit cards for Shopping in Mumbai - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
IndianOil Citi™ Platinum Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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Let's Get Going
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Joining Fee
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Joining Fee
Get Upto 71 litres of free fuel each year

Chqbook Review

CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.

  PROS

  • Outstanding Card for Fuel points and a must if you drive a car
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Another key point is that your turbo points never expire, so you can use them anytime you want
  • With the 24*7 helpline at your aid, you can check your turbo point's balance anytime
  • You are entitled for an exclusive concierge service with this card
  • The contactlesscardis very easy to use as well – for transactions up to ₹2000 you don?t even need to use PIN
  • The card comes with flexible interest rate of about 3.25% per month. The user can also avail the supplementary card without any additional cost
  • You can also avail the emergency card replacement benefit
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • The card is provided with a 24*7 customer support
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box
  • You can get instant information regarding the card from your phone by SMS
  • Getting 71 litres of Fuel free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

  CONS

  • To get the Fuel Turbo Points, the Indian Oil Citi Platinum Credit Card must be Swiped only on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets, would be capped to a purchase amount of ₹10,000 (or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

29 Reviews Sort
Newest

Excellent

10 months ago | mohan
I have taken a credit card with IndianOil Citi Platinum Credit Card The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

good

1 year ago | raman ralhan
I have taken a IndianOil Citi Platinum Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.I have no annual charges to hold this card.Net banking is good to make payments.

good

6 months ago | Puspak Kandpal
I have taken a credit card with ICICI Bank Platinum Chip Credit Card. The card is two months old.I am happy with the card features. Net banking is very much convenient to make payment

very good

1 year ago | Arvind
I have ICICI Bank Platinum Chip Credit Card . The credit limit was 67,000 which is satisfactory . Here the fees and charges are very nominal . The customer service and responsivness was up to the mark.

Satisfied

4 months ago | Pritha Sah Bhatnagar
I had applied and got a Jet Airways ICICI Bank Coral Visa Credit Card. They provided the credit limit as Rs.50,000/- which is satisfactory. The customer support is good . I did not undergo any difficult whilst reaching their customer support team.

poor

1 year ago | neha sahu
I had applied and got a Jet Airways ICICI Bank Coral Visa Credit Card through on line partner. They are not providing attractive rewards points. I faced lot of issues with the card,I love travelling so I feel this card is not a good for me

Poor credit limit

1 year ago | Pappu Mohan
I am not satisfied with the credit limit which they have provided me. I have not used this card much. There was some joining fee which they had charged me. The customer service is not up to the mark. The processing of credit card is very late. For me it is near about 2 months.

Average card but offering low credit limit

1 year ago | Vinit Sharma
I have got the ICICI credit card around 2 years ago. The customer support service and the response is average with the bank and they are not increasing the credit limit value from the beginning.

Very low joining fee

1 year ago | Ilesh Mahendra
I am using this ICICI bank platinum chip credit card from last 2 years. The joining fee is not so high. But the returns are also very good.

Getting lods of points with this card

11 months ago | Shakuntala Mitra
I have taken a credit card from ICICI bank platinum chip credit card . You can get loads of points, you get one payback point on every ?100 spent on utilities and insurance categories

Great and hassel free card

1 year ago | Umesh Roy
I got the icici bank platinum chip credit card within 15 days of time .The process is very fast for me. The net banking is hassle free.

Don't like the offers they are providing

7 months ago | Vikky Louta
I am using icici bank platinum chip credit card from last few months. I don?t like the offers at all. They have perticularised the offer which is not good.

Great to use this ICICI bank platinum chip credit card

4 months ago | Bidyanath Rawat
I hold a icici bank platinum chip credit card and i am very happy with the service provided. I am getting cash back offers and reward points. My overall experience was very good. I appreciate the services i get from the bank.

Offers are not good

6 months ago | Shakti Mohan
This card has no good offers. Just ensure that you spend rs.50,000 Or more annually on your card and the annual fee for the subsequent year shall be reversed.

Good card

1 year ago | Sandeep Khurana
There is a joining fee for this card. The annual fee is also very minimun. As compared to the charges this card is giving a lot to its customer.

Free movie tickets

1 year ago | Bhumeshwar Mondal
I am using this jetairways icici bank coral visa credit card from last 4 years. The joining fee is less. But they in return give you lot more. They are also giving free movie tickets with this card.

Service upto the mark

5 months ago | Arvind Kumar Yadav
It is a best experience with jet airways ICICI Bank coral visa Credit Card so far. The response is very good. The offers and services are up to the mark.

Good reward points

8 months ago | Aishwarya Kumari
I hold a jet airways ICICI Bank coral visa Credit Card. With this card I have earned good reward points. I can convert my reward points into airmiles to book a ticket.

Great fot upgradation

6 months ago | S Pratikhya
I would like to say that the response is fine and the credit limit value is around 1 lakh rupees. With this I am getting jpmiles. If I want I can redeem them to upgread my flight booking.

Impressed

1 year ago | Bhavana Chaudhry
I am using Jet Airways ICICI Bank coral visa Credit Card. I would like to say that the customer service is not yet experienced because I havenot faced any issue with this card till now. I m impressed.


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