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Visa Platinum Credit Cards in Gurgaon

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26 Reviews
Pros & Cons
More Details
Explore Cards
26 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
1 complimentary domestic Airport Lounge visit per quarter
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Buy one get one free movie ticket through the week at bookmyshow™
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
Pay only for what you use – and break larger payments into smaller EMI's
₹0
INSTANT  APPLY 
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
StashFin™ Silver Visa Card
₹0
Pay only for what you use – and break larger payments into smaller EMI's
Citi™ Rewards Credit Card
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
₹1,000
Travel
Citi™ Rewards Credit Card
₹1,000
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Get Upto 71 litres of free fuel each year
* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Gurgaon, there are all the world class amenities


Best Visa Platinum Credit Cards in Gurgaon - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
StashFin™ Silver Visa Card00.00
ICICI Bank™ HPCL Coral Credit Card199199.00
ICICI Bank™ Ferrari™ Platinum Credit Card499499.00
IndianOil Citi™ Platinum Credit Card10000.00
Citi™ Rewards Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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Citi™ Rewards Credit Card
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire
₹1,000
Travel
Citi™ Rewards Credit Card
₹1,000
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire

Chqbook Review

If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points

  PROS

  • Instant redemption at shopping outlets is very satisfying and the best way to make use of Points
  • Redeeming to get Statement Credit is a great feature we are sure you will Love
  • The Citi Rewards Card gives a high number of Points on Apparel and Department Stores – probably one of the best
  • The Citibank Credit Shield Plus offers coverage of Upto ₹5 Lakhs on the outstanding – this is a great feature in case your card is lost or stolen
  • Flexible interest rate of 3.25% per month
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers
  • With dining benefits, cardholders can save up to 20% at over 1000 restaurants in the country.
  • Citibank credit card also offers Credit Shield Plus which provides coverage of up to ₹5 lakhs on the outstanding and customers can also avail personal accident cover
  • If you shop or book tickets online, then also you get instant redemption

  CONS

  • Though the Citi Rewards Card is great for Points and Redemption, it's not so good when it comes to Lounge access, and perks at Airports

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
1 complimentary domestic Airport Lounge visit per quarter

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

IndianOil Citi™ Platinum Credit Card
Get Upto 71 litres of free fuel each year
₹1,000
Travel
Shopping
IndianOil Citi™ Platinum Credit Card
₹1,000
Get Upto 71 litres of free fuel each year

Chqbook Review

CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.

  PROS

  • Outstanding Card for Fuel points and a must if you drive a car
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Another key point is that your turbo points never expire, so you can use them anytime you want
  • With the 24*7 helpline at your aid, you can check your turbo point's balance anytime
  • You are entitled for an exclusive concierge service with this card
  • The contactlesscardis very easy to use as well – for transactions up to ₹2000 you don?t even need to use PIN
  • The card comes with flexible interest rate of about 3.25% per month. The user can also avail the supplementary card without any additional cost
  • You can also avail the emergency card replacement benefit
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • The card is provided with a 24*7 customer support
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box
  • You can get instant information regarding the card from your phone by SMS
  • Getting 71 litres of Fuel free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

  CONS

  • To get the Fuel Turbo Points, the Indian Oil Citi Platinum Credit Card must be Swiped only on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets, would be capped to a purchase amount of ₹10,000 (or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
Pay only for what you use – and break larger payments into smaller EMI's
₹0
INSTANT  APPLY 
USP
Lifetime free card with unlimited cash withdrawals across all ATMs
StashFin™ Silver Visa Card
StashFin™ Silver Visa Card
₹0
Pay only for what you use – and break larger payments into smaller EMI's

Chqbook Review

StashFin™ Silver Visa Card is a lifetime free credit facility card with zero joining and annual membership fees, exclusively for Chqbook users. It is much more than a credit card. For the first time in India, you can withdraw the complete amount of the approved credit limit as cash from any ATM. The StashFin™ Silver Visa Card can also be used to make online purchases and can be swiped at all merchant stores. Cash can be withdrawn from all ATMs across the country, 24 hrs and 365 days a year. Every draw down from credit limit is converted to easy EMIs, hence there is no burden to repay complete amount in one go. Interest is charged only on the amount utilised and not on the entire credit limit. The best part is that interest rates are almost 50% cheaper as compared other credit cards

  PROS

  • This is the best card to have in case of emergencies
  • You can convert your purchases on the card into EMI's – making payments easier in case of large purchases
  • StashFin notifications help you to always stay on track with repayments – never miss another payment, protecting and improving your credit score
  • Cardholders have the flexibility to choose the tenure for repaying the credit line utilized
  • Card can blocked/unblocked instantly from the StashFin™ App. There is no need to call the customer care center in case you lose the card
  • Card PIN can be regenerated instantly from the StashFin™ App
  • Instant transaction notification and real time access to transactions history
  • Lowest interest rates for repayment as compared to other credit cards – we love that interest rates start at 11.99% and are substantially lower than credit cards

  CONS

  • The StashFin™ Silver Visa Card is not a Credit Card but a limit approved and given to you on a Visa Card issued by StashFin™ – this should not matter since the rates are super low and the benefits are more than of a credit card
  • Since the StashFin™ Silver Visa Card is not a credit card, you dont have reward points or other perks like travel benefits etc. coming to you

26 Reviews Sort
Newest

very good

1 year ago | rajender
I find this credit card is very convenient to use. I get offers like reward points in this credit card.

Excellent

1 year ago | ajahar
Its a good bank, they gave me good credit limit as well but they are charging high interest rate on the credit card transaction. They recently enhance the credit limit of Rs. 20 to 90,000. I am using IndianOil Citi Platinum Credit Card but still I feel their features should be improved.

poor

1 year ago | Kuldeep
Despite being accepted at less no of outlets, and high maintence charge; It is a card worth having. As compared to other cards no hidden charges to card holder. No call from insurance people. They are good as long as you pay on time, which also apply to other cards. The point system is quite good

good

10 months ago | Priyanka Verma
I hold a credit card of Jet Airways ICICI Bank Coral Visa Credit Card with a limit of 90000 . I do get really good reward points and cash back with this Credit Card ,this card has some relly good benefits, I got offers I movie tickets once in a month and it also gives good rewards in monthly grocerey shopping

Good

10 months ago | Koyal Jha
I have city visa rewards credit cards, and the cost of card is 1000 and customer service is excellent . Basic think is that if you are crazy about to shop online, city can provide you excellent benefit

Outstanding card

1 year ago | Sunny Nitharil
I am using ICICI bank hpcl coral credit card from last few months,.Here the fees and chargers are nominal. The benefits are payback points .

Useless card with low limits

1 year ago | Gupi Raxit
This card is focused on fuel discount. As a normal card, this is pretty much useless with low returns and vouchers that you wont use.

Good customer support team

1 year ago | surya ramesh
I use the icici bank ferrari platinums credit card for the past 7 months. The customer support service is good ,the credit limit value is better with this credit card and i am satisfied with it. The rate of interest and the charges are average with it.

Ok to pay the fee for this card

1 year ago | Jinu Nakra
I am using icici bank hpcl coral credit card from lastfew years. There is a joining fee as well as annual fee in this card and they are providing really good offers. You can use it for any purpose.

good

8 months ago | Sonia Gupta
I hold a ICICI Bank Ferrari Platinum Credit Card, The credit limit is good. They need to have options to redeem the points.

Good for frequent travellers

1 year ago | Jou Pattnaik
I am using this card for many years. when you travel abroad this card helps you in every way. Starting from ticket booking to shopping.

Bad customer services

1 year ago | Vikash Kasana
I have taken Jet Airways ICICI Bank coral visa Credit Card . The online transaction charges are very high to use. Relly bad when it comes to the customer services.

advisable for first timers

10 months ago | Monq Kumari
If you are going for any credit card for the very first time then go for this one because when you get the card you get along offers for daily commutation i.e. fuel charges , shopping, dining etc.

Good card

7 months ago | Rajesh Kumar Singh
You can redeem their Citi rewards credit card points for Fuel, In-Store Shopping Online Shopping, Air Miles, Cash Back, Gift Vouchers, as well as Citibank Rewards Merchandise.

Easy to access this card

1 year ago | Pappu Oraon
I am using Citi rewards Credit Card for the first time. The online portal is really easy to access. Mobile application is good to access and am happy with them till now. The card gives rewards points with each purchase. I pocket is really useful.

Good card for travelling

1 year ago | Pratima Mishra
I have been using ICICI Bank credit card. I mostly use this credit card for travel and for paying the hotel bills.

Not getting any benefit with this card

1 year ago | Samapika Rath
I am not getting any benefits form this card. I don't get proper rewards points also. They just charge a lot for the card.

Great card

1 year ago | Sanjana Lahiri
The credit card issuing process is very fast. I got the card in hand within 10 days of my application. And its online use is very hasslefree.

No much offer on this credit card

8 months ago | Kavya V
I am not completely satisfied with ICICI Bank HPCL Coral Credit Card . There are no much offers on this card. The cashback is also not so high.

No hidden charges with this card

1 year ago | Kartik Makwana
As compared to other cards no hidden charges to card holder. They are good as long as you pay on time, which also apply to other cards. The point system is quite good.No call from insurance people if you activate dnd option.


Reason: