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Visa Platinum Credit Cards in Ratlam

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22 Reviews
Pros & Cons
More Details
Explore Cards
22 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Ratlam, there are all the world class amenities


Best Visa Platinum Credit Cards in Ratlam - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ HPCL Coral Credit Card199199.00
ICICI Bank™ Ferrari™ Platinum Credit Card499499.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00


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Let's Get Going
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
1 complimentary domestic Airport Lounge visit per quarter
₹499
Joining Fee
INSTANT  APPLY 
Travel
Cashback
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Platinum Credit Card
₹499
Joining Fee
1 complimentary domestic Airport Lounge visit per quarter

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee
INSTANT  APPLY 
local_gas_station
Fuel
Cashback
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card
₹199
Joining Fee
Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

22 Reviews Sort
Newest

good

1 year ago | Danish
When ever I contacted ICICI Bank Platinum Chip Credit Card they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

very good

6 months ago | Aashu
The customer support is satisfactory and they are responsive when I reach out to them. There are good offers and the card is accepted all over. The statements are sent to me on time.

good

11 months ago | Sujeet Kumar
I would like to say that the response is fine with ICICI Bank Ferrari Platinum Credit Card, the credit limit value is around twenty thousand Rupees. Every aspects are really up to the mark.

Great

1 year ago | surya pratap
I used Jet Airways ICICI Bank Coral Visa Credit Card to get reward points and cash back. I have redeemed the points.There is an annual fee of 1200 The customer service and response is good.

Need to impove the service quality

1 year ago | Silu Palei
Its a good bank, they gave me good credit limit but they need to improve the quality of service they are providing to the customer.

Great card,satisfactory limit

1 year ago | Felu Panda
I have my credit card with ICICI bank platinum chip credit card. The limit is satisfactory. The rate of interest and charges is good with ICICI bank but still the charges are little high some time compared to other credit service providers in the market. They have discount on fuel.

Good and prompt customer service

1 year ago | Sinitha S
The card was taken 13 months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.Net banking is good to make payments.

Average service

7 months ago | ripu rastogi
In this card you got only 2 payback points on every 100 rs you spend. And if you want a waver to your annual fee then you have to spend a very high amount with this card

Good card to get fuel surcharge

8 months ago | Umang Mehta
If you have this card with you and you want to refuel your vehicle its better to go to a hpcl petrol pump . Because with this card you can get 1% fuel surchase waver. Which is a good use. This card also very good other offers.

Needs to improve the customer care only

4 months ago | Hitesh Mishra
i feel icici bank needs to improve the customer support. The rate of interest and charges is fine with icici bank platinum chip credit card but still the charges are little high some time compared to other credit service providers in the market.

they have offer movie and more on cards

3 months ago | Shruti Sinha
My credit card was taken from icici bank hpcl coral credit card. They have offered movie and more card. The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers . My overall experience was very good.

very good

4 months ago | SANJAY KUMAR MAHATO
Happy with ICICI Bank Ferrari Platinum Credit Card,would surely recommend this to friends

Less limit

1 year ago | Subhra Maharana
I have taken a credit card with ICICI bank. the limit on my card is only 35000. I am not satisfied with this type of limit.

Discount on bookmyshow

10 months ago | Rehan Ali
You can get a free movie ticket through the Buy One Get One Free offer on www.bookmyshow.com. itÕs a good offer.

Waste of money

3 months ago | Damodar Dhar
This card donÕt have any good offers. Honestly i would like to say this card is a waste of money .

Fuel benefit

5 months ago | Samarendra Khadri
I travel a lot, i wanted some voucher so that i can compensate the amount. Hence i have chosen ICICI Bank HPCL Coral Credit Card . This card is giving me lots of benefits with fuel.

Very costly

1 year ago | Mriganayani Sahoo
The cost of the card is very high as compared to other cards. But with that they are also offering you a lots of benefits in your day to day life.

Average card

7 months ago | P Ravi Kumar
It was totally a average service from Jet Airways ICICI Bank Coral Visa Credit Card. This card has a lots of offer but it is of no use for an ordinary person. So i mark it as an average card. Plz give some offers that everyone can use.

Helpful card

2 months ago | Vinay Kumar Gond
I have taken a credit card with ICICI Bank HPCL Coral Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers. The customer service is the best thing about this card. Really helpful.

Never faced any issue with this card

11 months ago | Rajagopal Satya Venkata Pilla
I have been using ICICI Bank Ferrari Platinum Credit Card from quite some time. Everything is prompt and good with this card. I get rewards points and air miles points. Communication part is also great. I never faced any issues with their services and it is vary useful card for all day to day transactions.


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