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HDFC Bank Credit Cards

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5035 Reviews
Pros & Cons
More Details
Explore Cards
5035 Reviews
Pros & Cons
More Details
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee
Shopping
Dining
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
₹1,000
Joining Fee
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Joining Fee
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
₹1,000
Joining Fee
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
Travel
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program
USP
Save Upto ₹8,300 each year on airport lounge access and fuel
HDFC Bank World MasterCard
First year fee reversed if you spend ₹15000 in 1st 90 days of card setup
₹500
Joining Fee
Shopping
Dining
USP
Save Upto ₹8,300 each year on airport lounge access and fuel
HDFC Bank World MasterCard
₹500
Joining Fee
First year fee reversed if you spend ₹15000 in 1st 90 days of card setup
USP
10000 JPMiles & one way (base fare waived) Jet Airways ticket
Jet Privilege HDFC Bank World Credit Card
Lounge access through Priority Pass and MasterCard Lounge Program
₹2,500
Joining Fee
Shopping
USP
10000 JPMiles & one way (base fare waived) Jet Airways ticket
Jet Privilege HDFC Bank World Credit Card
₹2,500
Joining Fee
Lounge access through Priority Pass and MasterCard Lounge Program
* Terms & Conditions Apply

HDFC Bank Credit Cards

Credit cards, the very word is a source of prestige and financial power wrapped up in a plastic card. If you own a credit card, you can avail tremendous opportunities and benefits with it, besides being able to purchase anything and everything instantly. They have come a long way since their inception in the 1980s, and they have been completely integrated with the intricacies of modern-day living. A lot of banks offer credit cards to their customers, but owning a HDFC credit card opens up avenues that you haven’t experienced. With HDFC credit cards, you get to have the best and get the most out of your credit card experience.

There are certain features and benefits of having a HDFC credit card in your hands, and in the following discussion we shall see how all of them combine together to present to you an unmatched set of advantages and abilities you can have only with HDFC credit cards. We shall take a detailed look at what these cards have to offer and how they might make your fiscal management a lot easier, convenient and put it through disciplined system of management.


Why Choose HDFC Credit Cards?

The question might inevitably arise: why should one choose a HDFC credit card? The answer to this is multi-faceted and it requires a detailed look at the various aspects that are involved. Usually, various features would vary depending on the type of HDFC credit card you’d be carrying. Nonetheless, all of these cards have general features that tie them in a way so that you can apply for HDFC credit cards. They include an extreme amount of convenience, amazing benefits and discounts that wouldn’t make you think twice on getting yourself one.

It has certain benefits, including cashbacks, discounts, flier miles and much, much more. Regardless of your lifestyle choices or the kind of spending habits you possess, there’s always a type of HDFC credit card which is well suited according to your requirements. You can now easily explore all of these benefits and features before applying, and you can always apply for a HDFC credit card online. You can browse through the various types of cards HDFC has to offer and then settle on your choice of credit card. With the ability to easily apply for a credit card online, you now have the power to go forth and start searching for the card of your choosing.


Apply for HDFC Credit Card:

You can apply for HDFC credit cards by two principal methods: offline and online. These two methods have their pros and cons, and it would be pretty relevant to have a look at each of them in order to understand what method of application is best suited for your preferences and requirements. In this segment, we shall primarily deal with offline application, its merits and demerits and recommending what items would be necessary to submit, lest you opt for this technique of applying for your HDFC credit card.

Before the advent of the Internet, one had to physically visit the branch of the bank from where they could apply for a credit card, and get them from the concerned branch. In the present day, even though Internet banking has become the dominant mode in carrying out banking activities, many people do opt for an offline application. It is for this reason that many banks – including HDFC – have continued to allow customers to visit the bank branch and physically apply for a credit card. All that they need to do is to fill out the prescribed form with relevant details, and submit the form with the required documents. The bank branch will sanction your credit card only after it is satisfied on scrutinizing the information you provide. Usually, your credit card would be mailed to by the bank, to your address of residence.

One of the main advantages of this method is in the fact that there is next to no chance of fraud taking place, since you are the one who visits the bank and you get to interact with the bank’s staff. On the bank’s part, they know that you are a bona fide customer of the bank branch and they can easily verify the information you provide and determine whether or not the data provided is valid. In this way, the relationship between the bank and the customer can be strengthened and fortified.

However, the obvious disadvantage to the offline method of applying for a credit card is being actually present in the bank, lining up in a queue and waiting for your turn to personally collect the form, filling it up and then submitting it with the required documents. This involves a waste of time and a waste of energy, not to mention the re-scheduling of pressing events and work. This is the main reason why offline applications, although available, does not attract too many customers these days.

Nonetheless, if you desire to utilize offline methods in applying for a credit card, you would normally require three kinds of documentation for the bank officials to examine and investigate. These include a proof of identity, a proof of address and a proof of income. In India, while a proof of address and a proof of residence can be provided by furnishing an Aasdhar Card, the proof income varies widely for different categories of employment. For example, if you are a salaried employee, you need to produce a salary slip, a certificate of salary or a letter of employment. In the case of self-employment, usually, a profit and loss statement or a balance sheet is sufficient. While establishing a proof of identity and of residence has become a mere formality, the real act of scrutiny revolves around examining the proof of income. More often than not, the annual income determines the chances of the bank sanctioning your application.

Now that we have considered the idea of applying for a credit card offline, we shall see how you can avail a HDFC credit card on the Internet.


Apply for HDFC Credit Cards Online:

The second method of applying for a credit card involves going online and applying for it. Usually, this happens on the official website of the bank, where one can find the section involving credit cards and then apply for them by clicking on the “Apply” button. A prescribed form would appear which the applicant would need to fill up and (in many cases) provide the scanned copies of the relevant documents before submitting it to the bank for scrutiny. Another way in approaching online application is by directly emailing the bank of your desire to apply for a credit card, and sending the scanned versions of the required documents as attachments to the mail.

When you’re going to apply for a HDFC credit card online, it is a fairly simple process. As described above, you can access the official website of HDFC bank and navigate your way to the Credit Card section of the site. Here, you can compare the various credit cards offered by the bank and then take your pick after considering all the necessary factors before buying the card. After you have decided the card you’d take, all you need to do is to click on “Apply” and fill up the necessary form that is issued to you, along with any documents that the form might require. Alternatively, you can directly email HDFC at their official email address and apply for the credit card as well.

The main advantage of online application lies in the fact that it’s very convenient, and it saves both time and energy. You can now easily apply for a HDFC credit card from the comfort of your home. Al you need to specify is the nearest HDFC branch present in your locality, and after that, you can proceed with the application procedure for getting a HDFC credit card online. There’s no need for you to personally visit the bank branch anymore, and you can accordingly attend to more significant matters.

However, the main disadvantage of this method lies in the inherent security threats on the Internet. Although websites of banks tend to be secure and protected by a number of counter measures, which minimize security breaches. Even so, there is no guarantee that the data you provide is going to be a hundred percent safe. Besides, the practice of phishing can further jeopardize the information you put out, and malicious activities can be committed using your own identity. Although, a number of anti-malware software are available which warn of potentially harmful websites, it never hurts to be careful.

There is a third way to apply for a HDFC credit card online and we can vouch for its smoothness, safety and security. And as if that wasn’t enough, you can easily compare various HDFC credit card types and compare HDFC credit card offers. At Chqbook, you can get all of these without having to trouble yourself too much. But the question might still be valid. Why, of all, places, Chqbook?


Why Apply for Credit Cards through Chqbook?

This is a valid question in itself. After all, there are a plethora of financial websites that offer the same kind of services. What makes Chqbook different are the following:

It has a seamless navigation system that allows the user to easily navigate to the section dealing with credit cards, especially HDFC credit cards and to pages that contain exciting HDFC credit card offers.

The user interface is easy and very simple to understand. Anyone can easily log into the website and apply for their credit card at their own convenience.

When viewing the various credit cards that are offered by HDFC, the applicant can actually compare every aspect of these cards and themselves determine what kind of card is the best for them. A list of relevant information of the cards is listed side by side and each has been lucidly described, while spelling out any exceptions that might exist.

The steps involved in applying for a credit card are simple, and we continue to make the process more streamlined and more simplified. It doesn’t take much time when it comes to applying for a credit card.

Most importantly, the prospective credit card owner can get all the latest news regarding the credit cards and the Indian financial market at large. This is a significant feature of applying for credit cards at Chqbook, as now you can get to know the condition of the fiscal market before deciding whether or not you’d want to buy a HDFC credit card.

All of these factors together contribute to the logical choice of logging on to our website and checking out various HDFC credit card details, before opting to by one. Our website is secure and we make certain that this security is not breached in any manner whatsoever. We ensure that customers visiting our site get the most benefit and do so with a sense of security and safety.

These are the approaches through which you can now apply for HDFC credit cards online. We especially recommend that you make your application through our website as it puts you in a position of verifying and examining all the information regarding the available HDFC credit cards online.


All the HDFC credit card types have certain common benefits and features, irrespective of any particular feature that specific card type might have. In this section, we shall take a look at these features that every HDFC credit card has and also elucidate on the benefits that you might get own possessing one:

All HDFC credit card types come with the balance transfer feature. This means that when you opt for a new credit card with a low rate of interest, you can transfer the outstanding balance on your existing HDFC credit card to another card issued by another bank or financial corporation.

You can convert your monthly transactions into monthly instalments, or EMIs. You have the freedom to not only set the tenure within which you can pay off the EMI amount but also, the bank may offer very attractive interest rates, or none at all, depending on the type of card you are presently using.

You can your HDFC credit cards to pay off your frequently incurring expenses or utility bills. You can either use your credit card by physically swapping it or by providing its details online, on the website of a service for which you’re paying (such as the site of your mobile operator or city’s electricity board). With this feature, you can also avail SMS alerts by the bank, reminding you of your upcoming payments and informing you of changes in the balance within your account after you have finished paying a bill.

Most cards by HDFC either have a joining fee or an annual fee. Basically, joining fee is the amount a new cardholder has to pay on getting their credit card sanctioned. In case that a joining fe does not exist for a certain kind of card, it could have an annual fee whereby customers need to pay a certain amount in order to subject their credit through an annual renewal. Depending on the kind of card you own, the joining fee or the annual fee may accordingly vary. In the case of some cards, the banks might declare them to be free for as long as you own them.

In the event of a fraudulent transaction, the banks will offer a liability coverage that would protect you from any loss of money resulting from such a transaction. This can only happen when you have reported the nature of this transaction to the bank authorities.

You can use your HDFC credit card to access ATMs and withdraw money from there. The bank would normally charge a small fee for this service, but this service allows you to withdraw money from anywhere in the world, especially when you need the cash very urgently.

If you require any kind of help with your credit card, HDFC has made available a phone service where you can call and clear your doubts and queries regarding your credit card, or make suggestions and complaints about your credit card experience.

The most important feature of all the credit cards HDFC has to offer is the wide variety of payment options for paying your EMI. You may use NEFT, net banking or cheques to pay your EMI amount to the bank when the time comes to pay the outstanding balance for the month.

Now that we have looked at the common features of all HDFC credit cards, it is now relevant to have a glance of the benefits all the credit cards by HDFC have in common. The list is as follows:


Different Types of HDFC Bank® Credit Cards and TypesJoining FeeAnnual Fee
HDFC Bank World MasterCard5000.00
HDFC Bank Platinum Plus Credit Card10000.00
HDFC Bank Regalia Credit Card10000.00
HDFC Bank Visa Signature Credit Card10000.00
Jet Privilege HDFC Bank World Credit Card25000.00

Almost all the credit cards have reward points associated with them. These points are awarded when a certain amount of money has been spent on using the card, and the number of points so gained tends to be fixed. HDFC credit card reward points tend to be different for different cards and the amount on whose spending these points are awarded vary from card to card as well. These reward points can be redeemed for gifts, discounts and flier miles.

For a certain amount of money spent using your credit card, you can get cashback offers on select HDFC credit cards, the amount for which you can get back a certain amount of cash is usually determined by the bank.

Credit cards by HDFC that are exclusively used for travelling purposes have an attached travel insurance scheme with the. So, on going to a journey, you can rest assured that your dependents and relatives would be financially safe in the case of any kind of accident.

In case you are travelling by road, your credit card is eligible for a fuel surcharge waiver by HDFC. This means that upon spending a particular amount of fuel, per month, the cost on the fuel is paid by the bank itself. This facility is available on all petrol pumps within the territory of India.

Finally, if you possess HDFC credit cards, you have the ability to apply for add-on cards for your immediate family members. The main advantage on this is that the benefits and features that you enjoy on the primary card is available on the add-on cards, as well.

These are the features and benefits that are common to all extant HDFC credit card types and they are available on all the credit cards the banks have to offer. There are specific features and benefits unique to individual cards, and they can be compared pretty easily to arrive at a more definitive decision as to which kind of card would suit you the best and to what ends can it be used. Thinking these out are very, very important as you would have to continuously use your card to reap all the benefits that are mentioned in the above list.

As far as eligibility is concerned, they are different for different card types. It purely depends on the applicant’s preferences and lifestyle choices. However, what is common to every kind of credit card are the age of the applicant and their income earned in a period of a year. In India, a person who applies for a credit card should be eighteen years of age and above, while the annual income can vary for different types of cards that are available in the inventory created by HDFC.


Different Types of Cards and Their Benefits:

HDFC has created a wide range of credit cards that cater to the needs and requirements of everyone. Whether you are a common person or a business tycoon, or just someone who loves to travel and experience everything that the world has to offer, there is a HDFC credit card for everyone. Here we list various HDFC credit card types along with their corresponding features and benefits listed side by side:

The first category of cards, dubbed Super Premium, concerns exclusively itself with lifestyle and travelling cards. The following cards form a part of this category:

Infinia: Premium travel and lifestyle privileges, personal global concierge, unlimited number of golf games, exclusive dining privileges and a best-in-class reward program.

Regalia: Complimentary airlines and priority pass memberships, 4 reward points every time 150 rupees are spent, a discount of upto 15% at over 3,000 restaurants across India and 6 complimentary lounge visits outside of India.

Regalia First: Complimentary priority pass membership, 4 reward points per 150 rupees spent, upto 15% discount across 3,000 restaurants in India and upto 3 lounge visits outside India.

Diners Club Black: Unlimited complimentary airport lounge access, upto a discount of 15% across 3,000 restaurants in the country, t reward points for every 150 rupees spent.

Diners Club Miles: Redeem reward points tor air miles at 1:1 mile exchange at leading airlines and hotels, earn 4 reward points for whenever spending 150 rupees, upto a 15% discount at leading restaurants across India and complimentary lounge access in Diners Lounge Program.

The next category of HDFC credit cards is called co-branded cards. They are named so because these credit cards were specifically made to make the cardholder avail offers from brands and businesses that tied up with HDFC to achieve mutual economic benefit. Some of these cards have been listed below:

JetPrivilege HDFC Bank Signature: A welcome benefit of up to 7,500 JPMiles as a bonus and one-way base-fare waived Jet Airwaves ticket, earn 6 JPMIles for every 150 rupees you spend and dedicated check-in and additional baggage allowance.

JetPrivilege HDFC Bank Platinum: A welcome bonus of 3,000 JPMiles plus one way base-fare waived Jet Airways ticket, earn 4 JPMiles on every 150 rupees you spend and 12 JPMiles for every flight you book at Jew Airways’ official website and a 5% discount on base-fare for every flight booked on Jet Airways.

Platinum Times Card: Bouquet of gift vouchers, 25% off on movie tickets and upto 20% off on dining throughout the year, 3 reward points gained for every 150 rupees spent and 10 reward points earned for every 150 rupees spent on dining on weekdays.

Titanium Times Card: A bouquet of gift vouchers, 25% off on movies and 15% off on dining throughout the year, 2 reward points earned for every 150 rupees spent and 5 reward points gained for every 150 rupees spent on dining on weekdays.

Maruti Suzuki NEXA HDFC Bank AllMiles: Welcome benefit of a 1,000 reward points, complimentary priority pass membership and earn 6 reward points per 150 rupees on all spends made on MyNEXA section of www.nexaexperince.com; 3 reward points per 150 rupees on all retail purchases.


FAQs for HDFC Credit Cards:

No matter how much you may have researched and studied about the different kinds of HDFC credit cards that are available, it is natural to still have a certain amount of lingering doubt inside. So it is ikay if you have not understood anything, and so for that reason we have maintained the Frequently Asked Question section, where you can post a question of your own or get to see the answers we provide to those who have had the same questions as you currently do. As far queries for HDFC credit cards go, they tend to revolve around either general questions or on the specific HDFC credit card types that a customer would want to compare and then apply for it. General questions involve queries like the grace period available for various credit cards that are brought forth by HDFC, or the process by which the EMI is calculated while including the amount of interest – a process made obsolete by the emergence of online EMI calculators. Other FAQs of the general category include people asking what should be done in the event of a credit card being lost or stolen, and how would a spare credit card be issued in such a scenario, after the bank has invalidated the lost or stolen credit card.

On the other hand, the second category of FAQs revolves around specific credit card types that are issued by the bank and the various features and benefits that are associated with them. Mostly, these questions involve understanding the particularities of these features and advantages of these cards, and the answers provided offer a more detailed description of the characteristics in as simple as a manner as possible, so that even the common man can understand what the various credit cards by HDFC have to offer to prospective customers. Sometimes, these questions also cater to the calculation of discount percentages that certain lifestyle and travelling cards come with. The bank provides detailed information so that the customers can know what they would be able to pay through their credit cards, lest they decide to use them to avail various commercial benefits in the lifestyle and travel sectors.

To conclude, we have taken a look at the various aspects of HDFC credit cards and we have laid out the various techniques with which you can apply for a HDFC credit card, both offline and online. We have presented the general benefits and features common to all the credit cards and we have discussed certain types of credit cards that the bank has to offer and the specific features that are associated with them. Armed with these information, we are confident that you can get to choose the best credit card that is promoted by HDFC bank.


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USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee
Shopping
Dining
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
₹1,000
Joining Fee
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

  PROS

  • Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.
  • You can also accumulate Reward Points and redeem them later against air miles
  • Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card
  • Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

  CONS

  • Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options
  • While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Joining Fee
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
₹1,000
Joining Fee
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
Travel
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

  PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

  CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

USP
Save Upto ₹8,300 each year on airport lounge access and fuel
HDFC Bank World MasterCard
First year fee reversed if you spend ₹15000 in 1st 90 days of card setup
₹500
Joining Fee
Shopping
Dining
USP
Save Upto ₹8,300 each year on airport lounge access and fuel
HDFC Bank World MasterCard
₹500
Joining Fee
First year fee reversed if you spend ₹15000 in 1st 90 days of card setup

Chqbook Review

HDFC Bank World MasterCard Credit Card entitles you a Priority pass that provides you access to exclusive airport lounges across the world

  PROS

  • We love the complimentary Priority Pass™ – that itself is over ₹ 6500 of savings a year
  • First year fee reversed if you spend ₹15000 in 1st 90 days of card setup – this is a must have card just for this. It pays for itself and has amazing benefits on travel and rewards
  • The HDFC Bank MyRewards Catalogues has Bose Speakers to Mobile Phones and even Laptops – so your Reward redemption is always delightful
  • Air Miles redemption is a boon for the frequent flyer and a must have

  CONS

  • The HDFC Bank World MasterCard™ is perhaps not the best travel card money can buy – its great for Rewards and Shopping benefits
  • We did not like the fact that Reward Points are valid only for 2 years – it might take time to accumulate enough and this gives a shorter timeframe

USP
10000 JPMiles & one way (base fare waived) Jet Airways ticket
Jet Privilege HDFC Bank World Credit Card
Lounge access through Priority Pass and MasterCard Lounge Program
₹2,500
Joining Fee
Shopping
USP
10000 JPMiles & one way (base fare waived) Jet Airways ticket
Jet Privilege HDFC Bank World Credit Card
₹2,500
Joining Fee
Lounge access through Priority Pass and MasterCard Lounge Program

Chqbook Review

One complimentary Jet Airways Ticket (Base Fare Waived), avail upto 10,000 Bonus Miles, enjoy discount voucher worth Rs.750 when booking a return ticket on the Jet Airways website,on paying membership fees.

  PROS

  • Perfect Card for Travel if you are a Jet Privilege member or travel frequently by Jet – this card automatically enrols into the JP Program anyway
  • We really liked the 5% discount when booking directly through the Jet Airways website
  • The base fare ticket from Jet Airways, 10000 Points upon paying the Fee in the first year basically pays for itself. You just wont regret taking this card when you book your first flight through JP Miles

  CONS

  • We missed Movie Tickets and Shopping benefits
  • If you work in a Corporate and Fly cheapest always, Jet Airways may not always be the cheapest and you might lose out on Points, JP Miles etc. for those flights

5035 Reviews Sort
Newest

Good card

1 week ago | Daljit Singh
I am using this from quite a long time. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.

Cost effective card

1 week ago | Simi Sivan
I got the HDFC Bank Visa Signature Credit Card. In this card, the charges are nominal and i am getting reward points as benefits.

Getting good rewards points on this card

1 week ago | Ashwani Kumar
I get good reward points on this credit card and even the value is good.

Close this card

2 weeks ago | Blaisea Esperance Mascarenhas
There was some dispute going on with the HDFC Bank Visa Signature Credit Card hence I had close this account.

Getting cashback offer and discount

2 weeks ago | Ganapathy Muthukannan N
I am getting cash back offers and discounts. The interest rate and charges are nominal. With every fuel purchase, you get the fuel surcharge waived off which is capped at Rs.250 for every billing cycle.

Credit limit is very less

2 weeks ago | Vipul R Chaudhary
I am using HDFC Bank Visa Signature Credit Card with HDFC bank from last 2 years, the credit limit is very less and there are no annual charges.

Customer service is very bad

2 weeks ago | Lalit Mohan Gupta
I got no response from the customer service center after frequent call to the customer care. They don't respond properly.

Average card

2 weeks ago | Arun B
It was a very nice experience with state bank of india. I had applied the HDFC credit card and i got the card with in a period of one month. But when it comes to the charges, this is kind of a average card.

Less credit limit with this card

2 weeks ago | Hiren Gamit
If you take this card then you will have to pay a lot unnecessarily. The credit limit is less. The joining fee is very high. Worthless to take this card.

Average card

2 weeks ago | Kalpana Gopalakrishnan
The HDFC credit card service is good . I use this card from past one year. The customer support service and the response is quite good from the HDFC bank . The credit limit value is average with this card.


Reason: