The Chqbook Blog

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CIBIL Score & Credit Advice: Chqbook

The Credit Score section addresses the Frequently Asked Questions (FAQs) on credit score CIBIL reports, and informs you of how your credit score impacts your credit card and loan eligibility.

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The Credit Score section addresses the Frequently Asked Questions (FAQs) on credit score CIBIL reports, and informs you of how your credit score impacts your credit card and loan eligibility.

..read more

Saving Tips, Credit Score, Business Loan
3 min read

No Credit History? Here’s How You Can Build One

Credit history is an indispensible source of information if a credit institution has to determine a person’s credit standing, thereby assigning them the particular credit score. But since reality always tends to

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Credit history is an indispensible source of information if a credit institution has to determine a person’s credit standing, thereby assigning them the particular credit score. But since reality always tends to

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Credit Score, Credit Card
4 min read

5 Habits of People with High Credit Score that Every One Must Follow

We have often stressed on the need to have a high credit score, since this would allow you to get your loans sanctioned, and that too, at the best rates. What usually happens that in their effort to

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We have often stressed on the need to have a high credit score, since this would allow you to get your loans sanctioned, and that too, at the best rates. What usually happens that in their effort to

..read more

Credit Score
3 min read

Denied Loan Due to Low Credit Score? Here’s What You Can Do

Any loan is an important fiscal aid in times of need, and they come in handy for solving a variety of purposes, especially when it comes to buying a new home and a new car. But before

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Any loan is an important fiscal aid in times of need, and they come in handy for solving a variety of purposes, especially when it comes to buying a new home and a new car. But before

..read more

Credit Score, Personal Loan, Business Loan, Home Loan
3 min read

5 Simple Rules To Improve A Bad CIBIL Score

Let’s face it: getting a loan happens to be one of the most important aspects of a person’s financial experience, since they help us to make significant transactions that have the ability to qualitatively

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Let’s face it: getting a loan happens to be one

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Credit Score, Credit Card, Personal Loan, Business Loan
4 min read

7 Common Personal Finance Mistakes To Avoid

It is said that, to err is human. The defining feature of humanity is our individual and collective propensity to make mistakes, whether they be big or small.

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It is said that, to err is human. The defining

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Credit Score, Saving Tips, Tax Saving Tips
4 min read

Determination of Interest on Home Loans

Home Loan is a secured loan given by a bank against the security/hypothecation of an underlying property. In the event of failure to repay by the borrower, the bank can

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Home Loan is a secured loan given by a bank

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Credit Score, Home Loan
9 min read

How Your Credit Score Can Prove Your Credit Worthiness

In life, there comes a moment when you need to prioritize on loaning a big amount of money for buying things that tend to become something of a necessity over a period of

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In life, there comes a moment when you need to

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Credit Score, Personal Loan, Credit Card, Business Loan
4 min read

Why is my Credit Score not improving?

"I have been trying for a while, but my credit score simply won’t improve." - If you have said or thought this any time recently, you might be doing something wrong. And you

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"I have been trying for a while, but my credit

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Credit Score
4 min read